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Mortgage free by 2023 (!)
Comments
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I've not even reached Target 1 yet - OH decided to get his own nectar card so we've not had the usual joint effort. It looks like we can join our cards up somehow so I need to look into that."Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga4 -
November round up. Just the mortgage update as all financial goals reached and I’ve started working towards 2023 goals but won’t report on those until January.
Mortgage balance - £43,741.38
Mortgage percentage left to pay - 16%
72 months left.
November monthly interest £95.46
Lots of satisfaction this month in overpaying £2k and seriously reducing the balance and we now own 84% of the house!!!
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)6 -
Snaffled a £10 survey on prolific which cashed out immediately. Also £3 on pcone this weekend.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
£25 premium bonds win. £3 on pinecone survey and off to Sainsbury’s tonight to earn the dec bonus.Also cashed in £21 from TCB.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Sainsbury’s Christmas challenge done. Snaffled a £5 off a £20 SmartShop as well and they are still giving me £12 vouchers each week but I am abandoning them next week to spend our Tesco vouchers!Last bit of Xmas gift shopping done today and used £5.93 voucher I didn’t realise I had at the garden centre.Just need to do the food shopping nearer the time and I think I’m about there!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Oh fab work!3
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Got a good prolific survey today at £7 and it will be repeated for the next two days. £12.58 just cashed out and divvied up.Not far away either from reaching payout on 1poll.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
£9.13 cashed in from TCB. £2.50 from nectar.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Just renegotiated our contract with BT for another 2 years. Bill increased by pennies but got Netflix thrown in free so I can cancel our sub saving us £7 a month. They upgraded our broadband as well. Pretty happy with that. As much as you might say we will go elsewhere o really didn’t want the hassle of having to move.
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Totally ... if I can possibly justify the finances of staying with my existing provider, for anything, then I will!2023: the year I get to buy a car4
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