Mortgage free by 2023 (!)

debtfreeoneday

£2.50 OP sent over. 

Cat isn’t well so has been at the vets overnight and is currently racking up a bill to make our eyes water. Sigh. Hoping they can sort it though. 

Ami-Rose

debtfreeoneday said:

£2.50 OP sent over. 

Cat isn’t well so has been at the vets overnight and is currently racking up a bill to make our eyes water. Sigh. Hoping they can sort it though. 

Hope your cat is okay! ♥️ 

debtfreeoneday

Cat is ok - ish. Bank balance over £500 lighter and looks like we will have ongoing expenses from this. Serves up right for not having insurance though we have managed 20 years with animals and no insurance. Cat will need a specific food in the region of £60 a month. I’m not even sure insurance would cover food?  However he’s a much loved cat so of course we will find the money!  These furries are so much part of the family.  

Apart from Christmas cards and a gift for next door, we are finished with gift shopping so now to seriously target OPs and building back up the slush pot the cat depleted. 

Surveys have been really quiet. Lockdown feels very different this time round. Thankfully most of the kids home ed activities are continuing so we have been out and about a bit. Quieter rest of this week now. 

debtfreeoneday

Plodding along with a few surveys. Got a £3.36 one from pr0lific last night so fingers crossed that gets approved. 

Cat is all good. Looks like they’ve got his meds right so I need to get as savvy as I can with his food. Currently at 71p a pouch. You cannot get this food in cans. He has 3 pouches a day - £2.13.  Searched on fbook marketplace this morning and several people selling so will see if I can grab some bargains.  He will only have one set of meds going forward but don’t know how much they will be.  At least he is much better. 

Christmas decs are going up this weekend!  Not sure I’m quite ready for this but s0d it!  😂

Sold £5 item to a friend this week but won’t count it until I have the money in my hand. Earnings so far this month are £17.05. I’ve changed how I’m adding these up so I don’t add cashback, surveys etc until I reach payout. Though I’m half way through with 1poll and y0ugov so will keep totting those pennies up until I reach payout and then not count them again until I hit payout. Pretty close on lots to a payout. Few quid left on y0ugov.  Hopefully a bumper month coming up. 

Have a good weekend all. 

debtfreeoneday

Productive day. Sorted through bedroom and filled half a bin bag and put some more on fleabay. Sold two things for £17 and put some books on fbook which should be picked up over next two days. Another £6 hopefully. 

Done lots of juggling about with the money pots. Water bill arrived. Vastly reduced this quarter so I’ve put some aside for the last few gifts and stacked some in the savings account to start to make up for the cat depleting it. No OPs made as I need to concentrate on last few gifts and building the savings back up for now. 

Few surveys today. Strange for a Saturday. Still waiting for the £3.36 to be approved. Food order done for tomorrow. Got some things that will give me money back on check0ut smart and also a freebie can of red bull. DH can have that, with pleasure!  I hate the stuff. 

Also done some planning for 2021 in terms of financial goals. Feeling pretty clear on what I want to achieve. 

Christmas decs down from the loft ready to be put up tomorrow. 

debtfreeoneday

The £3.36 pr0filic survey approved so £7.49 withdrawn and distributed between savings pots. £4 of items sold and collected yesterday. Earnings this month up to £46.04 so I’m past the £1000 money earnt in 2020 barrier. 

Blitzed DDs room and another bag of rubbish out the house. 

Christmas decs all up. House feeling very festive. It was too wet to do the outside ones today so that’s a job for another day. 

debtfreeoneday

Sold another £2 of items yesterday. Another two things out of the house.  Surveys still quiet but gathered the grand total of 40p from 1poll. 

Shuffled £6.11 to the savings pot from the food budget.  Sure there will be pennies left over from the fuel budge this month as well thanks to lockdown. 

I have an I-K-E-A order in a shopping basket. Can’t decide whether to click and collect but the news reports crazy queues and chaos. I don’t fancy walking around the shop post lockdown either. I also technically don’t have the pennies yet but will on payday. The order has a gift as part of DDs birthday hence my debating ordering it now.  Nice 100 mile round trip to collect as well. 

debtfreeoneday

Thanks to Cath mentioning it I checked tcb and had £7.07 which I’ve requested am@zon vouchers for. 

Done a few surveys today and spent morning doing some home ed planning. DH off buying a set of Christmas lights as one seems to have stopped working. 

Had some spare pennies after posting fleabay parcels so again savings accounts topped up. 

During my bedroom sort out at the weekend I found 60 euros so DH has been dispatched to exchange them / get them in our bank account so I’m looking forward to divvying that up soon. Hopefully it will show fairly quickly in the account. 

Other than that it’s raining. Due to clear up later so I will have a potter round in the garden. 

debtfreeoneday

Didn’t make didn’t make it outside at all yesterday. Too warm and cosy on the settee. Annoyingly saw the bake off result before I got to watch it. 

Euros deposited. Savings pots topped up. One is nearly back to neutral. The other still has about £400 to go to replenish due to vet fees. Needless to say I’ll plug along on that one slowly. 

Still waiting for check0ut smart pennies to hit the bank account.  DH was spendy yesterday getting bird food and some bits for the pets. Basically need to not spend any more pennies except for food and fuel for the rest of the month.   Should be doable. 

Off outside today. Looking forward to some fresh air. 

debtfreeoneday

Was only thinking I hadn’t had a pcone survey for ages and one landed in the inbox yesterday so hopefully £3 en route in the next day or so. Check0ut smart pennies landed so divvied up between savings pots. Another youg0v one done and I inch ever closer to £50 payout. Be nice to hit that before 2021.