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Mortgage free by 2023 (!)

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Comments

  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    Lovely to see you around! Glad to hear the Home Education is still working well.

    Well done on being totally debt free now. It's nice having just one focus for a while. That mortgage will be gone in no time!

    As a home educator you are working really. Saving the government a lot of money in funds for your children!
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    amycool wrote: »

    As a home educator you are working really. Saving the government a lot of money in funds for your children!

    Be nice if they paid me!!! :rotfl:
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Quick pr0filic survey done this morning. Been awake since silly o clock!

    Does anyone use an app where you scan shopping receipts and get cashback? Any recommendations?

    Made a sale on fleabay yesterday, but will wait until fees have been paid before I make an overpayment to the mortgage from that..

    Full of cold myself now, so a quiet day ahead I think, plus it's supposed to rain here most of the day = typical bank holiday weather!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Lovely to see you back and well done on finally clearing all that debt. I have used checkout smart in the past. It's similar to sh0pimum. Good luck with you MF journey. Can't wait to join you in about 6 months :D

  • Does anyone use an app where you scan shopping receipts and get cashback? Any recommendations?

    Checkout smart, shopmium and greenjinn are good sites but you have to buy the products that are on offer, I use receipt hog for any receipts they award points based on amount spent and once you get to 1500 points you can redeem for a voucher for amazon or paypal. I have the app on my phone and is really easy to use.
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Lovely to see you back and well done on finally clearing all that debt. I have used checkout smart in the past. It's similar to sh0pimum. Good luck with you MF journey. Can't wait to join you in about 6 months :D

    Hi Purple Fairy!:) good to see you! Thank you re Checkout smart, I couldn't remember what I used before but that was it!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Checkout smart, shopmium and greenjinn are good sites but you have to buy the products that are on offer, I use receipt hog for any receipts they award points based on amount spent and once you get to 1500 points you can redeem for a voucher for amazon or paypal. I have the app on my phone and is really easy to use.

    Thank you PWPS!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Very lazy day here. Downloaded Checkout Smart and Receipt hog again. Gone through the fleabay pile and listed everything that wasn't listed. Packaged up the item that sold yesterday ready to go.

    Rejoined P@nelbase as my survey mojo has slipped in recent years. Still do 1poll and Ips0s as they are always good consistent payers. Also carried on with Y0ugov.

    Feeling very motivated to crack on now with the mortgage and get that balance coming down asap!

    Roast in the oven, just settled down with littlies to watch a film. Enjoy the rest of Sunday everyone!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Another item sold on fleabay yesterday so £4.50 OP made to the mortgage bringing May's total to £107.05. Need to go to PO today to post those.

    Will swing by Sa1nsburys to swipe another three times as need to pick up a few little bits and then going to the beach for an hour or so to give the littlies a run around as weather is looking good.

    Hoping for a minimal spend half term week, days out are in theory already paid for / covered by annual passes - but I can bet a few ice creams may get consumed!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ice creams??? Looking at our forecast I think hot chocolate is more in order!
    MFW: Was: £136,000.......Now: £47,736.58......
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