Mortgage free by 2023 (!)

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  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
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    Fantastic news about the job DFOD :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • CathT
    CathT Posts: 7,116 Forumite
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    Congratulations on your new job.
    May 2024 - part 1 - £29,628 part 2 - £24,612 Total - £54,240 42 months to go!
  • debtfreeoneday
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    So i'm off on my earnings / savings for 2018 - £3 from Pcone and £5 from Ips0s. Have left them in situ so I'm not tempted to spend!

    Have a few more tiny things to wrap this week and then I am done apart from the food shop at the weekend! Mr T delivery savr has ended so I'm going to muddle through Christmas and New year and sign up for asd@ midweek delivery which is £24 for the year I think, so well worth it!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • pennywisepoundstupid
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    Hope you have a lovely Christmas. xx
    Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£3600
  • CathT
    CathT Posts: 7,116 Forumite
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    Good luck with that food shop. I'm planning to do mine very early on Saturday hopefully avoiding the biggest crowds and gridlocked traffic.
    May 2024 - part 1 - £29,628 part 2 - £24,612 Total - £54,240 42 months to go!
  • mummytogirls
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    Hope all ok with you DFOD xx
    Mummytogirls x

  • debtfreeoneday
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    Updated my earnings to date. Just done another £3.50 on pr0filic that I've not yet added in. Will leave all of this in place until birthday / Christmas presents next year.

    Frustratingly paid a CC bill before the statement was issued, so will have to make another payment on that once the statement is issued - negatives of getting paid earlier this month!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
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    Merry Christmas DFOD xx
    Mummytogirls x

  • debtfreeoneday
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    Lovely Xmas day though I am absolutely whacked! Sticking to my promise of only buying from earnings, I've spent a gift voucher I got for Christmas on the kids for next year as well as buying two things we needed for the house. I've also bought a cooker hood from money we had already saved up, so 2018 may well be the year we finish the kitchen!

    Updated the mortgage figure and some survey income to date. Ending the year £4k adrift from mortgage overpayment target, but its not really an option anymore since I quit the job / started home ed!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
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    So we realised this morning the bed that DS needs next year is needed earlier as the storage isn't working in his room and because we are irresponsible parents, we bought a gift that takes up a lot of room! I've ordered a bed from Very for under £200, cabin type but means we can do away with a set of drawers in his room and give us the space, he's had his current bed for a while and it owes us nothing, might be able to get a £10 for it locally!

    Sorted through some stuff in their rooms and listed fleabay items, up to 38 now - had to put some on the spare account as they were gifts but either won't fit or I just don't want the giver to know we are selling them!

    Just done a survey on pr0filic - otherwise all quiet, not surprisingly

    Having a very quiet lazy day. Neighbours around tomorrow and then it's all coming down Thursday!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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