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Mortgage free by 2023 (!)

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Comments

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Sooo, in light of earlier musings this week, I have today cancelled the regular mortgage OP - I will put these aside for the next few months, but if we are moving to home ed, then I need some back up for a few months.. will still throw everything I can at the CC as that needs to be gone.

    Just done a whole load of surveys for ips0s and hit £10 payout so an Am@zon voucher requested, could of carried on, but got a bit bored by them.. so will do some more tomorrow.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Promptly spent my Am@zon earnings as been watching some paint for the littlies, need to stock up before the summer and also a lead for DH for sending stuff from his PC to the TV(am so not a techie!)

    And.. drum roll... :j I have updated the CC owing figure and it's £920.69.. aim for this month is to get that under £849.. still think it's a massive ask to clear that by August payday.. but I do really want it gone.

    So drizzly here.. kids supposed to be on a school day out, but reckon it'll be cancelled because of the weather
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Wow, to be on your final 900 must feel great - I'm really cheering you on over that finish line!
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Psychologically getting rid of that huge 1 digit is massive. Well done.
    MFW: Was: £136,000.......Now: £47,736.58......
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yay to the survey payouts DF0D!!! xx
    Mummytogirls x

  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    You're doing amazingly dfod. :)
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thank you, few more surveys nabbed over last few days.. work is really busy and I'm tizzed out and stressing over DS and his ongoing issues.. Doing lots of prep though for his appointment in a few weeks.

    Hope everyone ok!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    4 and a bit weeks DF0D... keep going! Did you go for the private referral? xx
    Mummytogirls x

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    no we didn't MTG as we got a date from the LA - next month.. think mine is 4 weeks today...

    Got 1000 points credit overnight on ips0s for a survey I did weeks ago, so nearly up to payout again there.

    Requested £4.59 from TCB that finally tracked to payable.. and just did three surveys on pr0folic that has got me up to £6.66..

    Back on the puppy train again and going to see one tomorrow.. who knows if it's the right thing to do.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Im glad the LA got back to you with a date, doesnt seem to far away and hopefully they can do whatever they need over the summer ready for September.

    Yay to 4 weeks!!! Were 4 weeks tomorrow.

    Which breed are you looking at or are you looking for a rescue dog? Im not sure I could have another dog but as my friend pointed out the other day were had 11.5 years of no trouble until now xx
    Mummytogirls x

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