MSE News: One in nine worried they can't pay for housing costs after Xmas

"More than 3 million people fear they'll miss their rent or mortgage payments this month following the cost of Xmas ..."
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One in nine worried they can't pay for housing costs after Xmas


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  • grumbler
    grumbler Forumite Posts: 57,783
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 January 2015 at 4:27PM
    Shelter_ wrote:
    Katharine says: "I work every hour I can to support my family. But each month I wonder if I'm going to able to make my rent, and I'm expecting things to be especially bad after Christmas – even though we cut back on spending as much as we could."
    It would be nice to clarify why she expected this.

    After reading the article I don't understand what Christmas has to do with this. Is it that things just generally keep getting worse - despite the government claiming that they are getting better?

    If it was the reckless spending to blame, then I don't understand why this wasn't clearly addressed in the article.
    We are born naked, wet and hungry...Then things get worse. :(

    .withdrawal, NOT withdrawel ..bear with me, NOT bare with me
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  • ceredigion
    ceredigion Forumite Posts: 3,709
    Eighth Anniversary 1,000 Posts Photogenic
    You can only spend it want's !
  • Well the article says Katherine's work hours are unpredictable which probably means zero hour contract and works in a shop/restaurant/hotel. Generally after Xmas, these firms cut back hours to the bone as nobody is spending extra money.

    A couple of years ago, my son had no hours for 6 weeks in the period prior to Easter as the hotel who "employed" him (on a zero hour contract) had few clients so slashed the staff hours to zero for the majority.
  • colsten
    colsten Forumite Posts: 17,597
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    I am sure that there will be people who have zero hours related downs but would think the vast majority of people with new money problems after Christmas have them because they spent money they didn't have. The relentless advertising and media hype (special deals, nonsense such as Black Friday, huge food piles in supermarkets etc) will put many people under psychological pressure to buy stuff they neither need nor can afford.

    It would be nice to see Charities and journalists helping people before Christmas by telling them it is alright not buy stacks of presents, to ignore Black Friday and other special offers, to just eat normally rather than feast, and to only spend money that has been saved up for the special occasion.
  • WestonDave
    WestonDave Forumite Posts: 5,154
    Rampant Recycler
    Thing is, if you ask 1000 people whether they fear they might not be able to make their mortgage/rent payments, those that respond with a yes will be a mix of those who know they have insufficient funds, those who might not make it, and those that almost certainly will be able to pay but always fear the worst.

    I'm sure we get these surveys every so often from Shelter, which always seem to come up with cataclismic projections, except that doomsday never actually comes.
    Adventure before Dementia!
  • sinizterguy
    sinizterguy Forumite Posts: 1,178 Forumite
    If you have no extra money to spend, but can just manage every month .... Why choose to make Christmas more expensive ?

    Their own fault.
  • zennith
    zennith Posts: 12,193 Forumite
    I was worrying about housing costs and bills BEFORE Xmas!

    I had a Very Meagre Christmas!

    I'm still worrying!

    One can't over spend if one doesn't have the money/access to it!!
  • AlwaysLearnin
    AlwaysLearnin Forumite Posts: 853
    Tenth Anniversary 500 Posts Name Dropper Mortgage-free Glee!
    zennith wrote: »
    One can't over spend if one doesn't have the money/access to it!!

    and yet some people still do...
  • Catriona_P
    Catriona_P Forumite Posts: 843
    Tenth Anniversary 500 Posts Combo Breaker
    I usually end up worrying after Christmas because I get paid a week early in December (I think most people do?). It just means having to stretch wages an extra week in January. If you're struggling to make ends meet, that extra week can be a problem regardless of how much you've spent at Christmas.

    But then I have the added problem of my child's birthday being in January. If I'd had known beforehand... :o
    "Why, this is hell, nor am I out of it."
  • pmduk
    pmduk Forumite Posts: 10,653
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I'm in the same boat as zennith
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