The 'I'm less money-idiot more money-savvy' Diary

Cwtchie

Enjoyed reading your thread - happy new diary!

judi24

Thanks Beanielou and Cwtchie - I do feel like I can do this! I don't think I have ever been so focused!


I guess I do like short term projects so a year for me is a good goal! I guess I could take it more slowly but I really just want it gone! It is also about making the most of what I have - like many others on here it is no longer about just paying debt - its about creating a life that does not revolve around money and what we haven't got but more about what we do have and how much fun and experience we can get out of life along the way!


I will spend money on treats but they will be budgeted for and will involve family and friends and not 'things' - I might even plan a few trips away - but I have a tent and camping gear and I am no longer afraid that I can't do these things on my own!


Last year taught be a lot about what I can do! I still have to master DIY though but one step at a time with my friend Y0utube for company!!!

:j2015 is going to be a great year!!!! :j

Pidge_jen

Hi Judi,
Nice to see a fellow debt busting nurse :j
Pleased you're enjoying the hospice, they are amazing places and I have huge respect for anyone working in that environment.
Keep going with the debt busting, you're doing fabulously!

ailz95

Hi Judi

I've followed you from the old diary. I don't post much but always read with enjoyment at just how well you are doing.

Keep it up

Ailz

Kantankrus_Mare

Nice title Judi!

Keep up the good work. X

judi24

Thanks Pidge-jen, ailz95 and kantankerus Mare (so love that name!!!) I am determined to make this year one to remember in many ways - not only getting debt free!


Today DS and DD3 are off to their Dads for the night - but before they go I need to take them to get new school shoes - both have the soles coming of their old ones! I really am not looking forward to it -I hate shoe shopping with kids (can I have heels mum, I don't like anything mum, nothing feels comfy mum, moan, moan, moan!!! ahhh!) but I guess it has to be done!

I have also signed up to a free fitness class on Monday- I'm a bit nervous but got nothing to loose (except weight I hope!) I just need to get on with it!


The Reverend mother (my mum is a vicar!) has just turned up with a bag of bits left over from the donations box at Church- I know I moan about money a lot (well I don't moan as such - I just say I can't afford it lots!) so I think she thinks I am really struggling - so I now have 6 tubs of spam!!!! :eek:plus a few other tins of things I would never have bought! (ever heard of burgers in a can??). DD3 is over the moon about the spam - she loves it!!!

Still haven't done a meal plan - I guess in now has to contain at least one spam based meal per week!!!:rotfl:

judi24

Well shopping trip was relatively successful! There was closing down sale at the shoe store and managed to get DS and DD3 shoes at half price - so £24 for both - they might only last to Easter but the will do I guess! I couldn't face the Cl**ks outlet today!


I also went to T*sco home store and got school trousers and shirts for DS (he just getting bigger by the day!) and got a bargain ski jacket for DD3 half price at £16 (not that we are planning on going skiing anytime soon - but its a good warm jacket perfect for school and walking the doodle!) - £70 spent in total but it was budgeted for (except the jacket)


Off to do a list of jobs that need doing in the house and work out a plan of attack! I want to try to get on top of things that didn't get done last year (without spending too much of course!)

Kantankrus_Mare

I started back at the gym yesterday.

Only did half an hours cardio between the bike and treadmill but included a bit of running, (and I mean a bit) which I never do at all.

Going to do a step class tomorrow morning which I havent done in a year so that should be interesting.

Do let us know how you get on at your class.

No pain, no gain as they say.

betsycat

Hi Judi,

I've been reading through your old thread the past couple of days – you're doing amazingly, well done! Decided to stop lurking and join to say hello

There's an article on Buzzfeed (not allowed to link as I'm a newbie but it's called "21 sexy ways to eat spam", should come up if you search) with some actually-delicious-looking spam recipes. The spam carbonara and tacos look good in particular!

Hope you're having a lovely Sunday!

enthusiasticsaver

Hi Judi I read your old thread a few times and am glad you have changed the title and you are doing amazingly well in reducing your debt. I have written on someone elses' thread today that I think having no money worries is worth sacrificing a few holidays for and as you have found it is very rewarding to know you are living within your means. Just think of all that spare money you will have once the debt is gone.