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Living richly; simply and debt-freely
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Hey hey!
Let's not have anyone werriting too much about Greying - eh?
Long story short, I probably had an underlying virusey type thingummy, which under normal circumstances would have probably given up trying to annoy fortress Greying. However, I think (hindsight is a wonderful thing......) I got too chilled one day and it saw it's opportunity to team up with an underlying long-term condition I have, and decided to really make whoopee with my systemIf you looked at me, you'd see a perfectly fine personage. I'm however, struggling with *brain fog* and get tired at the drop of a hat. However, homeopathy to the rescue
but for a little while, I have to concentrate on what is needed or what I'm paid for. I'm definitely feeling better though, so will return
Hopefully by February
In the meantime, thank you for the good wishes, the thoughts and the poetry, and for keeping the thread warm. Mucho, mucho appreciated - as ever.
And yes, I did sit on the sofa and watch the overspending on groceries family....... DP was shouting at the telly.... it was funny. I think my indoctrination of him is complete..... :rotfl:
See y'all later.
Greying xPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £15.55/£50
Bulk Fund August 2025 £0/£100 -
I love homeopathic remedies.
My yoga teacher is a homeopath.
Take careI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Woohoo! Greying is back! (Almost) normal service has resumed. Get better very, very soon. The forums are not the same without you here.
Busy xxBusymumofthreeplusdog......
..............on a mission to curtail the spending and build up the savings
2015 NSD total - 50 -
Take care and take it easy GP XxxxNothing is so fatiguing as the eternal hanging on of an uncompleted task. William James0
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Hurrah!! Get well soon Greying!!With family, friends and pets (or any combination of them) life will be fine!
Emergency fund £2474 post cat wee catastrophe!
Fashion on the Ration 55 coupons available in 20220 -
Feel better soon Greying.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Smilie of the day.0
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Sending Hugs your way - feel better soon GP!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!0
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Good afternoon :hello:
All your well-wishes must have found their way through the ether, as I am feeling better today - the most vitality I have had in quite a whileDP treated us to a chip-butty at the greasy spoon today. I didn't really want one, and would quite easily have returned home, but he wanted one, and I couldn't think of sitting opposite him watching him munch one..... so I succumbed
Hope this means I'm on the mend
7 week wonder - it is funny that you mention 'murder scene' and beetroot grating in the same sentence.... I buy my beetroot vac-pak from h0me bargins, it's a very good price - but an absolute s*d to get into the package - the juice goes everywhereI had some on my finger, and just turned to the sink to wash it off as DP entered the kitchen - only to have him anxiously ask, 'what have you done' :rotfl: It really did look like a severed finger :rotfl:
Hopefuljoy - you keep on making overpayments to the mortgage. As I mentioned on Beanie's thread - every penny interest saved is a penny that you no longer owe 'to the man'. Even if it is 1p - it is 1p of your money that you will not have to hand over. Keep going, and above all, keep living a good life, with fun and laughter in it, and peace of mind from being on top of your finances
mrsinvisible - Your cousin went to Finland on hols?!? What prompted the decision to choose there as a destination (Santa?????) and did she have a good time - do tell
kem10 - lovely to see you, Hello back :wave: Thanks for dropping in.
mothernerd - would you be able to cut a portion of the ivy back and leave some for the blackbirds? Or were you hoping to get rid of the whole lot? A pair of blue t1ts have been sizing up a bird box across the way for several weeks now - which surprised me a little - surely it is too early?
INOD - as ever, I laughed out loud at your post - of course I'm scared witless at the prospect of having to care for a whole host of adoptive and foster 'young 'uns'... I mean..... what about my white carpets.......... :rotfl: and if you think Greying Towers is adorned with white carpets in RL.......
So I had intended to round off January with a bit of a post, because, believe it or not, it has been quite a good month from a moneysaving perspective.
I know that elsewhere on MSE, people have talked about eating down/using up stocks amassed from Christmas. Well, Dear Reader, I have increasingly cut down what comes into the house in the name of 'feasting' and this year was no exception, so I didn't start out with huge stocks of much anyway. And, thinking about it, as we had curry for Christmas 'dinner' this year, we didn't really need the cheese and crackers in the same way as we have, in previous years. We had been having a Christmas 'lunch' and then offsetting the stuffing with cheese and crackers for our evening meal. Well, this year, we had our picnic during our cycle ride, and came home to curry. DP has said that actually, it did work - and as we had a 'roast' type meal in celebration of the solstice, he didn't feel that we'd missed out in anyway. I realise that we were lucky with the weather - and could go out on Christmas day, but if we continue this pattern in future, I could look again at what we actually buy *for* Christmas.
We stuck to the meal planner quite well - we have eaten 24/30 meals off the planner thus far, and tonight's meal is going to be as per the planner. It is pineapple curry
I was once again trialling budgeting/shopping weekly for my monthly planned meal-planner. I have to say, this works for meI have had far greater success with this - in terms of budgeting/reducing costs - than I ever gained from NSD's. So as a function, it is here to stay :j It worked so well in January, that I actually ended up with £20 of my £100 grocery budget left
We did not at anytime starve, we had no takeouts and we didn't press on family to take us in and feed us..... :rotfl: I was delighted with this saving - as, I knew that February was potentially going to be a month short on wages...... Well, this has proved to be the case, but not by quite as much as expected, so we will probably scrape through. In addition, we have booked a short break to celebrate something, later in the year, and I had hoped to make this as 'cost neutral' as I could, so thought - huzzah, I'm up 20 quid already
But do you know what, Dear Reader, I'm going to do something *better* with that money.
Thanks to a brilliant idea from mooomin, I'm going to (as mooomin has already done) send that £20 winging on it's way to Maggie's Centre in Edinburgh, in remembrance of dear kissjen. It's the right thing to do, and kissjen would get a kick out of it being from my grocery budget, I'm sure
February has been menu-planned. I'm using my student veggie cookbook for inspiration. There are some old-favourites, but some new-to-me recipes too. So, here's hoping costs can be cut, flavour maxed and tummies filled for the next 28 days. We went shopping today, and I spent about £15 on groceries - and about the same on 3 bottles of wineBut in my defence, a) we're not drinking them all at once and b) it made my spend in T0sco's eligible for a £3 off a £20 spend
Naturally, the £3 will get spent in other shops that are cheaper than mrT :T I was extremely judicious with my list.........
And I did stock up on onions in mrL - 32p per kilo (bagged) this weekend :T
Right, well, I best get making curry, before I flag
Thank you so very much for popping in, reading and cheering me on. If only you realised what an impact you have
See y'all later.
GreyingPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £15.55/£50
Bulk Fund August 2025 £0/£100 -
Curry on a Saturday evening & GP back in full form!
:DAll is right with the world!:D4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!0
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