New Year, New life.....

pantherchick

My June aims..

1. Reduce smallest credit card by £100.

Ebay, extra work, savings on coupons and vouchers, anything saved I will pay off the card debt..

2. Reduce my weight by another 8lb

Exercise more and eat healthy.

Tink_04

Nice to see your still around and plodding on xx

pantherchick

Tink_04 wrote: »

Nice to see your still around and plodding on xx

Thanks Tink...


nice to hear from you... im still plodding, the forum is my sanctuary . lol how are you?

pantherchick

Day 12/31


Tuesday...

updating my last few days on to the forum, Ive joined the gym... well its free for the next 12 weeks, its a referral from the gp but its going to keep me focused... must lose 2lb a week that's the norm isn't it.... staying with the healthy options although id just love to eat a bar of chocolate today..... craving will disperse soon I guess... so I have to go weekly to the exercise class then after 4 weeks I get a gym pass... quite like that idea....


Coupons... used a few in Asda yesterday on cleaning products.. might just get stocked up on the cleaning products on offer... money saved will go into my " find the £100 extra pounds I want for my credit card extra payment fund "


Tried some of the tomato sauce I made on Sunday. last night with some pasta... yum yum... that's it..no more buying jar sauces for me.. will batch cook from now on...


Managed to get a extra shift at work yesterday, and I've got one tomorrow and Thursday... that should help me a bit. will put some towards the "£100 extra payment money "


I've added some items to Ebay so I've got the ball rolling on that.. determined to find this extra money.... will let you know how I fair..
Chat soon mse world.

pantherchick

day 17/31


sunday.


hello mse world..


sold a item on ebay... that's new for a while.. must get back into ebaying my junk,, I have plenty.. must kick myself this week to enter more items.


ive found.. topcashback.. yay 18.50 in my pot already.. ive joined my hubby today and he has bought some tassimo coffee. with the vouchers I got from tassimo free... small amount to pay but nice treats for us.... I also got the tassimo free as it was a xmas gift... yay.... anything for free I like.


got a few cleaning products cheaper this week with the printable vouchers... so happy with that..


got my thinking head on this week... roll on Monday... soon be bank holiday Monday again... yay a day off work....

lilian1977

Hi PantherChick

You're doing really well, just thought I'd comment as I know it can be a bit soul destroying to be posting and thinking no one's reading!

Good luck for the rest of the month, and enjoy your bank holiday!

x

pantherchick

lilian1977 wrote: »

Hi PantherChick

You're doing really well, just thought I'd comment as I know it can be a bit soul destroying to be posting and thinking no one's reading!

Good luck for the rest of the month, and enjoy your bank holiday!

x

Hello. not been on for ages.... really need to do this to keep the motorvation going.. hope all is well and thanks for reading..

pantherchick

Cant believe its the start of July almost.
Where has this year gone? im truly not the person I was before as I was so determined to plan for my future and shake off this debts..


New thinking head on and will reinvent myself for July....


On a good note. my total debts have come down by £ 827.47p since the end of January this year... chipping away at them . that's 31% of the total debt.... so im proud of myself for carrying it through... right now I got to get back on track and find the ways to make my life free of the debt the worry and look more to the future with out the daily struggles... other half is ill again so not much back up there...
Catch you all later mse world xx

pantherchick

Hello MSE world.
I am still around.. today I have returned to mse world. im still in debt, and want to get out of it...


my promise to myself is to
1 list my debts
2 pay monthly payments
3 pay extra payments on top
4. sort out my other finances
5 arrange a bank account for next xmas
6 arrange a bank account for my retirement


So back to challenging myself to turn my unwanted into cash. use this cash to pay extra payment off the debts. also towards my xmas 2016 accounts...




This xmas I am almost covered. most gifts are wrapped and I am super organised I think this year..


I have used points. doubled points and loyalty cards to get xmas pressies this year. I have shopped in the toy sales and listened to people I have to gift too... I see a good xmas... yet I want to better xmas next year, by being on top of myself and gaining extra grand children this year and next... it never stops does it.


any one want to share any tips with me please get in touch. more the merrier. pantherchick x

pantherchick

19/30
Thursday.


it feels like ive sinned if I don't come and check in with MSE world.
So here I am!


Now trying to think of ways to be more savvi again..
make menus
only buy what is needed
batch cook ( its winter)
buy one item towards xmas every shopping trip
put change into piggy bank
collect any stray £2 coins
Ebay my junk
use any vouchers or codes
use topcashback site when buying online


Any more? I cant think at the moment but if you can sugest any please let me know.


I have stocked up my bathroom cupboard with shampoo, conditioners. tooth paste. shower gels, etc because I was able to get double discount at the chemists..that will last us sometime into the summer..
Im looking forward to xmas as we have a new little member to our family now.. and next year another new one is arriving in the summer. so I really need to be more organised and savvi


Right now its time to go to work, so off I go..