Freedom Diary

WorkFromHome

bugslet wrote: »

Bummer WfH, but on the other hand if you hadn't paid off so much the debt would be well above 4k - you are doing great!

I know you do full time, but is there any chance of a shift at a pub one evening a week, that would bring a bit extra in.

You're right I would be royally screwed if I hadn't being paying it off.

Unfortunately because I already do shift work and don't know what shifts I'll be doing until the beginning of each week it's immpossible for me to have 2 jobs I tried cleaning people's homes last year but because I was so unreliable due to my shift patterns they ditched me at Xmas. Now all I can do is sell my odd ends and do a few of these apps xx

WorkFromHome

I have had the worst couple of days getting over sickness and diarrhoea. I've managed to go over a decade without catching it until now. Feeling a bit tender and scared to eat, understandably. I'm hoping I can start to eat a bit more normally today.

I had to take a day off work due to it which means I've lost £45 from my wage packet. So far I've been unable to make any extra money this month. I need to get some stuff together to sell on eBay.

WorkFromHome

I know it's been awhile since I updated. I've been avoiding my finances which I know isn't the best idea. I haven't been trying to save money but I also haven't been spending either. Just working my normal hours at work and going out less - or - only going out when There's an offer to be had like 2 for 1 meals and cheap Tues at cinema.

I was pleasantly surprised to find by debt has now gone down to £3108.93 :rotfl:

That means I have cut my debt by £971.07 since December 14 and well on my way to my first goal of reaching £3000 by August. I guess the best thing I can do is to carry on not spending.

CrazyKitten

Well done on your achievements so far! You're well on your way to even beating your Aug target!

WorkFromHome

Bye bye May! August isn't far round the corner now but I am happy to announce that as of today I have managed to repay £985! My goal was to repay £1000 by August and I think I might just hit that target early. My second goal was to repay £2000 by the end of the year. If the rest of the year goes smoothly I can see that happening.

I wish I could tell you all the tips and tricks I've used to do this but there wasn't any. Simply I am lucky to have a reduced rent to pay right now as I rent a home from a family member but also I haven't splurged on anything. I've used vouchers, money off coupons, Tesco & Boots points etc to save where I can and I keep my outgoings separate in a joint account with my partner. Groupon has been a money saver as I couldn't give up going to the cinema, so I've been buying reduced tickets on there.

I tried the May challenge but as I have nothing to sell I didn't save any money. I might try again in June.

WorkFromHome

I done my shopping online for the first time yesterday. I ended up saving £12 off my £60 shop as it was my first time. I was expecting to end up with loads of short dates and replacements but everything was good. I will be doing it this way again for sure. Only costs £1 delivery and that's cheaper than the petrol for me to get to the shops and back 👍

nat21luv

Great diary! You've come so far already, I bet you could smash the £2k target by xmas, you just need some help...

Im a member of the Make £10 a Day Challenge on the DFW challengers board, you wouldnt believe how much money they make! Theres loads of ideas to up your income with various different outlets so come and join us

WorkFromHome

nat21luv wrote: »

Great diary! You've come so far already, I bet you could smash the £2k target by xmas, you just need some help...

Im a member of the Make £10 a Day Challenge on the DFW challengers board, you wouldnt believe how much money they make! Theres loads of ideas to up your income with various different outlets so come and join us

Thanks Nat as you saw I'm over there now. Still don't know how people manage to save so much though. I don't have enough hours in the day or patience to sit on all those apps. I use VoxPop and Clic and walk mainly but used them for ages and not cashed out yet.

nat21luv

I think they get so wrapped up in making money that a few pence seems like pounds! Its just not worth my time anymore, Ive been doing it long enough to know that its fine when starting out but not long term.