Can i sue Barclays for messing up my credit rating

chanz4

steve1500 wrote: »

Under the Data Protection Act information must be accurate & up to date.

if its fraud its a bit more complex, and the lender isn't at fault and does have a right to investigate after all whats to say the ops relation hasn't taken the card out?

Thrugelmir

Eternity70 wrote: »

I have nothing to do with Barclays so why am i dragged into it. If some one robbed them they should tighten their security and not rob me of my credit rating.

Someone had access to your personal details to commit the fraud.

antrobus

Voyager2002 wrote: »

The point is that Barclays are refusing to provide a letter confirming what has happened. To that extent they are at fault.....

Barclays are not "refusing to provide a letter". They simply haven't produced one as quickly as the OP wants.

asajj wrote: »

...There was a similar case couple of years ago where someone's rating messed up due to a laptop purchase. It took him years to win the battle. In the end he won and didn't have to pay legal fees but there is a possibility that you may lose as well. This case, it will be costly to you....

If you mean the case of Richard Durkin and his laptop. I would point out that;

1. It was not a "similar case"; the circumstances were very different
2. Whilst the complainant did win, he was left "a quarter of a million pounds down" due to legal fees.

http://www.bbc.co.uk/news/uk-scotland-north-east-orkney-shetland-26731192

Gentoo365

Surely your complaint is against Halifax. You have informed them that the credit card information was incorrect and yet they are still using it as part of their decision making.

Inform them that under the data protection act they (well their fraud prevention team) are able to contact barclays by phone (via Barclays fraud prevention team) and confirm the situation. They may be willing to do this.