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2015 mfw

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15152545657116

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  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, number 105 here, the payment i was waiting for has now been credited so have been able to make a decent over payment for April today.

    So April total for me is £3600 thanks again for your work doing the spreadsheet.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 April 2015 at 6:08PM
    #27 here. Pay day today! Made a £1143 overpayment. So total for April is £1516. Unless I get my expenses before the end of the month, that'll stay our April total.

    Thanks
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • # 106 reporting in with an overpayment of £160 for April. Shall be making another one over the weekend when I've checked our funds.
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • Southernman
    Southernman Posts: 605 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    I'm number 26 and I overpaid £140 in February. I would need to change my mortgage overpayment figure to £2500 as I've been off the bandwagon in March and April as I have been paying for holidays (China and Dubrovnik and the spending money to go with it). In May I'll be back on track!

    Also towards the end of the year I will be saving for a second deposit on a property and aim to save £20k in total whilst still maintaining mortgage overpayments on my home which is a fantastic investment property so don't want to sell. I've got £2500 in savings and another £3000 in shares (before profit is considered but I'm making money on them all) so I'm over 25% there but it's still going to take a while on my wage.
    Mortgage 1: May 2012 £90,000 April 2020: £47,000
    Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
  • Deadbeat
    Deadbeat Posts: 133 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    I paid another £1,650 in, making my balance for this month (estimated, interest is due to be added in a few weeks)...

    £6,300

    Still on target for a September payoff, assuming I don't see a shiny thing in a shop :)
  • #9 with £159.81, it's been another spends month!
  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    Hi Lomcevak

    Missed the start of this challenge as I have been dealing with other challenges in my life. They are not likely to be resolved any time soon, so I may as well try and take control of what little income I have, for as long as possible, before it stops.

    So, please could you put me down for a target of £2000 for the year.

    Thanks

    Tx
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry all for the lack of an update last weekend, life took over and I couldn't find the time. I'm recovered from the Marathon, finished just outside 3 hours 30 minutes, ever so slightly disappointed as it just slipped away from me in the last few miles, but it was tough in the heat - jealous of the cool conditions for the London runners today, but i'll be back next year :D

    [Deleted User] and Tahlullah, welcome on board. I've added you to the spreadsheet, if you could let me know any OPs to date that you'd like to include then i'll add them in, and [Deleted User] please could you let me know your target.

    Well done all for all the OPs, some spectacular ones again this month. But i'd also echo the comment to kbl not to lose heart; it's good to keep the momentum going and even small OPs make a significant long-term difference
  • Thanks Lomcevak that's great:) I'm aiming for £6000 this year and so far have made OPs totalling £1270
  • Sundaysgirl
    Sundaysgirl Posts: 1,096 Forumite
    1,000 Posts Combo Breaker
    #123 checking in with an early May OP of £2,000.


    Thanks as always to Lomcevak for keeping us all on track!
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
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