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2015 mfw

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  • Caeraugirl
    Caeraugirl Posts: 588 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hi Lomcevak,

    #111 with first OP of 2015. Have transferred £1200 to offset account today, extra £200 over planned monthly target but trying to get as much socked away as I can before life starts throwing up unplanned expenses... Happy New Year to everyone.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 0/10
  • York Brood - No 20 .... first payment of the year £300 :)
    Thanks
    Dec 2011 £101,000 :(
    March 2013 - £90,000 (ish) April 2013 - in the 80's
    June 2014 - in the 70's :j
    July 2015 - will be in the 60's :T
    Original end date - December 2026 We're getting there
    Hoping for - asap :rotfl:
  • kbl
    kbl Posts: 340 Forumite
    Thank you for running this Lomcevak. Although I had to bow out early last year due to ill health, I found it easier to focus on overpayments knowing I'd be updating here. I'd like to join again with a target of 4,000 this year, hoping it's achievable with everything else we have to do this year. If possible, could I have the number 132 again?
    Credit card €7892.36/€ 0
    Catalogues €767.52/€ 0
    hospital costs €550
    wtshtf fund 0/ €2000
    #13 1% challenge - 0
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey.
    I dont think this is the thread for me.
    Scheduled overpayments!!
    I struggle to make my ordinary payments.
    Will ponder further.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    beanielou wrote: »
    Blimey.
    I dont think this is the thread for me.
    Scheduled overpayments!!
    I struggle to make my ordinary payments.
    Will ponder further.

    I wouldnt worry what everyone else is doing, this is a personal journey and just a fun challenge so anything you do is great! Aim for your personal OP and thats all that matters! :D:D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • #27 reporting in

    First overpayment of 2015 made today courtesy of an eBay sale, so I'm declaring £14!:T
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • #9 just overpaid by £125 :-) first of many in 2015 I hope
  • A bit late but please can I join this years challenge too? My number for last year has already been allocated, so I don't mind what number I get.

    I'm going to give myself a target of £10,000, which may be completely unrealistic - I'm on maternity leave, and not planning on going back to work, so I've no idea how we're going to live on one salary, let alone overpay on it. But I've a few months left of being paid, so I'm going to be optimisitic!

    Thanks very much Lomcevak for setting up and managing this years thread
    MFiT T3 no 115, MFW 2015 no 65
    April 2011 balance when mtg started 300,000
    March 16 2015 balance - 165,972
    MFiT T3 target 190,000 - REACHED!!!!:beer:
  • grastgirl
    grastgirl Posts: 406 Forumite
    Hi Lomcevak

    Target of £4800 for 2015 please.
    MFW #66 - £4800 target
  • rd07
    rd07 Posts: 29 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Can I join for this year too? Number 95 from previous years. Target this year is £5k. Thanks
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