Pay ALL your debt off by Xmas 2015!

Pablosammy

starnac wrote: »

:rotfl: thank you x

Isn't YNAB expensive to buy though?

It's easy to find a 10% discount code which brings it down to $54, or £34 to you and me! I reckon it's saved me that already and then some, but if you're already organised with your money there might not be much benefit. If you're anything like me i.e. useless at budgeting, living payday to payday... it might help.

TBH, it's not much more than a fancy spreadsheet, with a phone app and Dropbox integration, so it could be done in Excel if you're good at it. If in doubt, they do a 34 day free trial.

amr547

not quite sure what my target is (interest and stuff!), so i will say £3500 please

Aphidgirl

Hello and thanks for taking over this years challenge Pablosammy.

I'd like to join again please (any number is fine). I've got no more payments going out now til January 1st, so next years target is:

£4683

This should doable since I've cleared 5K this year. I'm hoping to be debt-free by Sept-Oct 2015. Exciting (but tough) times ahead!

Good luck everyone

Pablosammy

amr547 wrote: »

not quite sure what my target is (interest and stuff!), so i will say £3500 please

Aphidgirl wrote: »

Hello and thanks for taking over this years challenge Pablosammy.

I'd like to join again please (any number is fine). I've got no more payments going out now til January 1st, so next years target is:

£4683

This should doable since I've cleared 5K this year. I'm hoping to be debt-free by Sept-Oct 2015. Exciting (but tough) times ahead!

Good luck everyone

Done and done, good luck guys

tracy6697

Hi,
I'd like to join please. I need to clear £3000 by next Christmas.

Pablosammy

tracy6697 wrote: »

Hi,
I'd like to join please. I need to clear £3000 by next Christmas.

You're #010, welcome! :j

GingerFurball_2

My target will be the £1250 that'll be remaining on my loan after my next payday.

DreamerHelen

Hi There Pablo....Hope it's okay if I join for this Year....


Not sure what my Target is for next Year yet but I'll let you know soon, promise!!


Thanks xXx

muppets

Sign me up please, can I keep my number from last year, I was # 34 will give u my target at end of the month.

Rachiedabbler70

Fantastic - love the new thread thank you Pablosammy.


Please could I keep my original number from last year - it was number 58?


My target for 2015 will be - £10,400 please. Even though my remaining debt is less than this amount I'm not planning on clearing it because I have just transferred most of it to a 34 month 0% credit card so I am going to make some mortgage overpayments this year as well.


Many thanks:)