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Pay ALL your debt off by Xmas 2015!

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  • sarahm0rris
    sarahm0rris Posts: 20 Forumite
    Me please!

    My target is a £3000 credit card and a £1000 overdraft so my total is £4000 please! :eek:
    Emergency Fund Challenge 0/1000
    1 Debt vs. 100 Days (Overdraft) 0/1500
    Santander Credit Card 0 left to pay YIPPEEEEE :j
    Barclaycard Credit Card 7067 left to pay
    Santander Bank Loan 6437 left to pay
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    sarahm0rris wrote: »
    Me please!

    My target is a £3000 credit card and a £1000 overdraft so my total is £4000 please! :eek:

    Welcome aboard :)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Me too please. I was #87 in this year's thread. Do I keep that or do I get a new one?

    My target will be approx £4,800 but I'll leave the actual total until after my minimum payment has gone out this month if that's okay? Then I can give you the exact amount.

    Thank you for running this thread
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    edited 12 December 2014 at 2:28PM
    starnac wrote: »
    Me too please. I was #87 in this year's thread. Do I keep that or do I get a new one?

    My target will be approx £4,800 but I'll leave the actual total until after my minimum payment has gone out this month if that's okay? Then I can give you the exact amount.

    Thank you for running this thread

    No probs :) Your pick regarding the number - you could be number 5, or can keep your current one if you'd prefer.

    EDIT: I've taken the executive decision and given you #087 :)
  • astrid35
    astrid35 Posts: 100 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 12 December 2014 at 1:55PM
    Me please! £3850.85 for me.

    I've just introduced YNAB into my life so hoping to make good headway!
    DFBXmas2015 #5 £4405.82/£4405.82 (100%) :j
    Emergency Fund Challenge #89 £1000/£1000 (100%)     :j
  • traveller
    traveller Posts: 1,506 Forumite
    Can I join please :j I have to clear what's in my sinature £4,251.44 by end August 2015. Thanks.
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    astrid35 wrote: »
    Me please! £3850.85 for me.

    I've just introduced YNAB into my life so hoping to make good headway!

    I've just discovered YNAB too! It's been a revelation for me so far, simply in the way it makes me think about what my money is for. A few times I've stopped myself impulse buying simply by wondering what category I'd be putting it into... :rotfl:
    traveller wrote: »
    Can I join please :j I have to clear what's in my sinature £4,251.44 by end August 2015. Thanks.

    Good luck! Looking forward to seeing you on the roll of honour :)
  • astrid35
    astrid35 Posts: 100 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Pablosammy wrote: »
    I've just discovered YNAB too! It's been a revelation for me so far, simply in the way it makes me think about what my money is for. A few times I've stopped myself impulse buying simply by wondering what category I'd be putting it into... :rotfl:

    Same with me - especially for cash. I used to take it out of the ATM and consider it spent. Now I won't let my OH take so much as 1p out of my purse without telling me what it is for and what category it is in :rotfl:
    DFBXmas2015 #5 £4405.82/£4405.82 (100%) :j
    Emergency Fund Challenge #89 £1000/£1000 (100%)     :j
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    astrid35 wrote: »
    Same with me - especially for cash. I used to take it out of the ATM and consider it spent. Now I won't let my OH take so much as 1p out of my purse without telling me what it is for and what category it is in :rotfl:

    Haha! I don't quite go to those lengths, but if I draw £20 out it has to go into the category it's meant for. Any leftover change I have is a little secret bonus :rotfl:
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Pablosammy wrote: »
    No probs :) Your pick regarding the number - you could be number 5, or can keep your current one if you'd prefer.

    EDIT: I've taken the executive decision and given you #087 :)

    :rotfl: thank you x

    Isn't YNAB expensive to buy though?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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