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Pay ALL your debt off by Xmas 2015!

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Comments

  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm checking in a day late - having a bit of a 'mare at the moment :(

    However...payment made to credit card of £385 plus a small extra payment of £12.70. So close to the 10% mark now...

    #85 £2432.64/£25,000 9.73%
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Not going to. Be making any other payments this month I reckon, oh has brought the mot forward to this Friday so fingers crossed it goes through without much work needed!
  • Good luck with the mot amr...
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all

    Just thought I'd pop in and say hello again. Spent most of last week searching Rightmove and Zoopla and found no houses in our budget mehh. Think we might have to look at shared ownership. Only way we are going to get a nice house with the monthly budget we have.

    I have about £160 on the credit card again after that wedding clothes spending a few weeks ago. Will clear that again on payday. One more month and then will get my bonus :)
  • Just switched my bank account to Halifax for the £100, plus £5 per month. It'll be getting immediately sent to First Direct when it arrives :)

    Welcome back Mat_lock, I hope debt free life is treating you well :)

    Keep an eye out for a big update in the next few days everybody!
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Pablosammy wrote: »
    Just switched my bank account to Halifax for the £100, plus £5 per month. It'll be getting immediately sent to First Direct when it arrives :)

    Welcome back Mat_lock, I hope debt free life is treating you well :)

    Keep an eye out for a big update in the next few days everybody!

    Sounds exciting...
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Mat_Lock wrote: »
    Hi all

    Just thought I'd pop in and say hello again. Spent most of last week searching Rightmove and Zoopla and found no houses in our budget mehh. Think we might have to look at shared ownership. Only way we are going to get a nice house with the monthly budget we have.

    I have about £160 on the credit card again after that wedding clothes spending a few weeks ago. Will clear that again on payday. One more month and then will get my bonus :)

    My brother has used the help to buy scheme and is very pleased with it. Might be worth a look.
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I looked at it before, still confused which scheme would benefit us better.

    They need to teach money and mortgages in schools. I'm rubbish at reading and learning for myself.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Mat_Lock wrote: »
    I looked at it before, still confused which scheme would benefit us better.

    They need to teach money and mortgages in schools. I'm rubbish at reading and learning for myself.

    They all are the same really, we are ruled out of help to buy equity scheme coz the houses in our area are way out of our price range! Don't fancy buying a flat.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Pablosammy wrote: »
    Keep an eye out for a big update in the next few days everybody!

    Ooh exciting!! Can't wait x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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