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Pay ALL your debt off by Xmas 2015!

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Comments

  • Hello Everyone.

    Pablosammy please can i change my total it should be £7428.12.

    Also had a look at Uswitch for my utility bills. I found first utility who were the best deal and would save me £492.00 per year from my current provider(npower).

    Is anyone with First utility ?? can you give me any feedback on the company ??

    Thank you for your help everyone xx
  • #98 checking in, last payment for this month

    £1240/£1840 67.4%

    :beer:
    Debt Free by Xmas 2015 :xmastree: 098 - £1840/£1840 100%
    CC £0 Loan £0 Overdraft £0
    Debt Free by Xmas 2014 £4700/£6540 72%
  • luckystarr wrote: »
    Hello Everyone.

    Pablosammy please can i change my total it should be £7428.12.

    Also had a look at Uswitch for my utility bills. I found first utility who were the best deal and would save me £492.00 per year from my current provider(npower).

    Is anyone with First utility ?? can you give me any feedback on the company ??

    Thank you for your help everyone xx

    We are as they were also much cheaper than anyone else for us. We haven't had any problems. We haven't had any need to contact customer services so cannot comment on them but no issues with our direct debit or bills. I'm terrible at forgetting to read the meter but their estimates have been pretty accurate so no big debits or credits.
  • £21 more extra paid see new total Pablo

    Thanks
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    luckystarr wrote: »
    Hello Everyone.

    Pablosammy please can i change my total it should be £7428.12.

    Also had a look at Uswitch for my utility bills. I found first utility who were the best deal and would save me £492.00 per year from my current provider(npower).

    Is anyone with First utility ?? can you give me any feedback on the company ??

    Thank you for your help everyone xx

    I swapped to them back in September as USwitch said they would be cheaper. They setup our direct debit incorrectly to start with, then suddenly they lost all record that we were on direct debit and tried to charge us for what we'd used that month. The customer service people were lovely but obviously some of them didn't seem to be able to set up the payments correctly. All sorted now and it's good that they ask for regular meter readings so the bills are always accurate. However USwitch now say my old provider is cheaper :(
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Probably last update of the month,

    #090 £961.47 / £10,156.75 - 9.47% Paid :beer:
  • IrishRose12
    IrishRose12 Posts: 1,797 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Paid another £50 off my credit card last night. So I now stand at:

    #066 - £190/£1700
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy Monday everyone.

    Today I am officially debt free. Payday today and just made all my final payments.

    Payment for 2015 now updated in sig for the front page pablosammy.

    Thanks to everyone on the thread, especially from the 2014 thread. Everyone on a debt free mission in 2015 good luck and don't lose your way even if times are tough. You can do this.
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Mat_Lock wrote: »
    Happy Monday everyone.

    Today I am officially debt free. Payday today and just made all my final payments.

    Payment for 2015 now updated in sig for the front page pablosammy.

    Thanks to everyone on the thread, especially from the 2014 thread. Everyone on a debt free mission in 2015 good luck and don't lose your way even if times are tough. You can do this.

    Congratulations! Well done - fantastic achievement :j

    I'm looking forward to when I can write the same. You must be feeling amazing xxx
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Mat_Lock wrote: »
    Happy Monday everyone.

    Today I am officially debt free. Payday today and just made all my final payments.

    Payment for 2015 now updated in sig for the front page pablosammy.

    Thanks to everyone on the thread, especially from the 2014 thread. Everyone on a debt free mission in 2015 good luck and don't lose your way even if times are tough. You can do this.


    :j:j:j:T:T:T:beer::beer::beer:

    Well done you!!
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
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