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Pensioner Bonds Guide

1303133353643

Comments

  • jeallen01
    jeallen01 Posts: 192 Forumite
    Sixth Anniversary Combo Breaker
    colsten wrote: »
    Well that is good news as you will have your answer from them in max 6 weeks.

    Not sure why you blustered about 8 weeks today then.

    I hope I won't get like that when I will be 65 and over.


    If it were YOUR money they had, then I suspect you would be a lot less dismissive of other people in the same boat - why should we wait up to 2 months to get back money that should never have been taken in the first place?


    Not to get TOO !!!!!y, but YOU sound to be already well past 65 by the way you talk :-)


    And, if I were you, I would give up the bluster before it become too much of a habit (just like a lot of older people :-))


    Ever heard the phrase "when you know you're in a hole, stop digging!"??
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    jeallen01 wrote: »
    If it were YOUR money they had, then I suspect you would be a lot less dismissive of other people in the same boat
    I would be delighted if NS&I had taken an unauthorised £10K off me as I would get it all back, together with one of the easiest £200 or so I have ever made from £10K in a couple of months.

    jeallen01 wrote: »
    - why should we wait up to 2 months to get back money that should never have been taken in the first place?
    because the longer you wait the more compensation they need to give you

    jeallen01 wrote: »
    Not to get TOO !!!!!y, but YOU sound to be already well past 65 by the way you talk :-)
    I know what you mean, and it's been said many times before - I am a lot wiser than you'd expect a 60 year old to be
    jeallen01 wrote: »
    Ever heard the phrase "when you know you're in a hole, stop digging!"??
    After you, Sir, after you. :)
  • mgdavid
    mgdavid Posts: 6,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jeallen01 wrote: »
    If it were YOUR money they had, then I suspect you would be a lot less dismissive of other people in the same boat - why should we wait up to 2 months to get back money that should never have been taken in the first place?
    .....

    ...but it wasn't taken was it; YOU paid it to them.
    Despite seeing a problem with completing a transaction, you went and did it all over again?
    My flabber is gasted ;-)
    The questions that get the best answers are the questions that give most detail....
  • miller
    miller Posts: 1,690 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Chargeback?
  • I-LOV-MONEY
    I-LOV-MONEY Posts: 1,279 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Received all the paperwork today. Nothing to sign, or send back.
    Thank you for reading this message.
  • .............

    I doubt there would have been all the problems reported if people had been a bit more rational and not insisted on applying on the first day when the server was very obviously over-loaded.

    Hardly helpful that an over-excited Martin Lewis was still telling everyone on TV last night that if they want the bonds they must "apply now!"

    Totally bonkers when both the NS&I and Osborne have given assurances that the bonds will be around for "months rather than weeks". And Osborne is savvy enough to know that misleading oldies just a few months from an election wouldn't be a great idea. Journos don't need to worry about such things.

    If the server is obviously over-loaded then the best course is to come back another day. Otherwise don't be too surprised if the server gets confused and you have problems later.


    I applied for a 3 year bond for my husband the following Tuesday and had no trouble whatsoever obtaining one and getting confirmation from NS & I that everything had gone through smoothly. He was already registered with them and also by then the first frenzy had died down.
    A cunning plan, Baldrick? Whatever it was, it's got to be better than pretending to be mad; after all, who'd notice another mad person around here?.......Edmund Blackadder.
  • terry2
    terry2 Posts: 126 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    It looks like NS&I have blocked the useful 01253-840007 number, so you now have to go through the main overloaded number (unless anyone else knows different).
  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    Very simple, very easy.
    However I am registered with them as I have some Premium Bonds. I am also registered for phone and online access.
    So buying the new Bonds with my debit card was child's play. It took all of 3 minutes this morning.
    There will be no Brexit dividend for Britain.
  • miller
    miller Posts: 1,690 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gfplux wrote: »
    Very simple, very easy.
    However I am registered with them as I have some Premium Bonds. I am also registered for phone and online access.
    So buying the new Bonds with my debit card was child's play. It took all of 3 minutes this morning.

    That's about a tenners worth of interest you've lost out on since launch!
  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    Hi Miller,
    The money was not available before as it was earning interest elsewhere.
    There will be no Brexit dividend for Britain.
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