Cheapest windscreen replacement

hubb
hubb Posts: 2,501 Forumite
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My mother has just got a car that has a huge crack and the windscreen needs replacing. Which is her best option for the cheapest company please ?
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Comments

  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
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    Does her insurance cover it ? A lot of policies include windscreen cover either as standard or as an optional extra.

    Other than that, phone for a quote from the likes of Autoglass, also get some quotes from local independents ( either Google or look in Yellow Pages ).

    You say she has "just got a car" - was the crack there when she bought it ? If so, why wasn't it repaired before she took delivery of the car ?
  • Their is no insurance company that will cover damage that was present when the policy was taken out.
  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
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    Their is no insurance company that will cover damage that was present when the policy was taken out.

    Agreed. I was just unclear as to whether the windscreen was damaged at the time she bought the car - in which case, why did she accept it ? Unless she received a discount because of this, and was fully aware that she'd have to replace it from her own pocket. In which case the best thing to do is phone around a few local companies for a quote.
  • hubb
    hubb Posts: 2,501 Forumite
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    Thanks, her insurance is doing it if she pays £75.
  • hubb wrote: »
    Thanks, her insurance is doing it if she pays £75.

    Are they aware the crack was there before the policy was taken out?
  • redux
    redux Posts: 22,976 Forumite
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    Note that some but not all insurers load the premium afterwards, slightly misleadingly saying no effect on no claims bonus (true, but not necessarily the whole picture), maybe £12 to £20 per year for 3 years.

    So check this before proceeding, as a realistic figure to compare against paying yourself without claiming may be about £125 not £75.
  • Glassman
    Glassman Posts: 148 Forumite
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    Are they aware the crack was there before the policy was taken out?

    2015 should be the end of glass cover as we know it.
  • Crabman
    Crabman Posts: 9,942 Forumite
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    Glassman wrote: »
    2015 should be the end of glass cover as we know it.
    Sounds interesting - what do you mean by that?
  • Glassman
    Glassman Posts: 148 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Crabman wrote: »
    Sounds interesting - what do you mean by that?

    Windscreen cover will be an option, or bolt on addition to a policy, and not a standard feature on comprehensive policies.

    This is how I see it, after recent events in the windscreen repair and replacement industry.

    Now we'll see just how many people are prepared to live with pitted, or scratched windscreens...
  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
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    Glassman wrote: »
    Now we'll see just how many people are prepared to live with pitted, or scratched windscreens...

    Surely they'll only live with it until the next MOT, when it'll have to be remedied if it restricts vision ?

    And I would venture to suggest that many folk would opt for the ( presumably not overly expensive ) addition of windscreen cover when they take out the policy. I know I would, in the same way that I pay extra so I can have a courtesy car if mine is ever off the road for repairs. Like any insurance, I hope I'll never need it, but for the sake of an extra £20 a year I figure it's worth it.
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