Are payments to bank accounts from bank accounts anonymous?

Aquamania

thebritishbloke wrote: »

Another way to put money in someones account anonymously, is to just walk into a branch and deposit money into it, all you need is the sort code and acct number. Anyone can do that.

Don't you usually need a pre-printed bank giro credit?
You know like you always used to, but in the past you could fill the payees details in yourself? (I think you can only do this in the payees own bank now)

Bank giro credit slips ask for name of person paying in the credit ... or at least all the ones I've ever used do.

stclair

Aquamania wrote: »

Don't you usually need a pre-printed bank giro credit?
You know like you always used to, but in the past you could fill the payees details in yourself? (I think you can only do this in the payees own bank now)

Bank giro credit slips ask for name of person paying in the credit ... or at least all the ones I've ever used do.

You can just give the cashier the bank details now adays thier is no requirement for a giro credit slip.

thebritishbloke

Aquamania wrote: »

Don't you usually need a pre-printed bank giro credit?
You know like you always used to, but in the past you could fill the payees details in yourself? (I think you can only do this in the payees own bank now)

Bank giro credit slips ask for name of person paying in the credit ... or at least all the ones I've ever used do.

If you need a bank slip, they normally just have them in the foyer to fill in. I guess if it asks for a name you could always leave it blank and just hope they don't notice.

Qwert.

thebritishbloke wrote: »

If you need a bank slip, they normally just have them in the foyer to fill in. I guess if it asks for a name you could always leave it blank and just hope they don't notice.

This is very true. All you need generally for most banks is just the s/c and a/c to pay into the account. Questions will generally only be asked if the money is a large lump sum, as they need to question this for money laundering.

Banks can tell you where the funds originated from.

mgdavid

Aquamania wrote: »

Don't you usually need a pre-printed bank giro credit?
.......

Barclays have done away with these in branches many months ago. You do still get 3 personalised ones in the back of the cheque book.

Aquamania

stclair wrote: »

You can just give the cashier the bank details now adays thier is no requirement for a giro credit slip.

If there is no stamped counterfoil or other form of receipt, what happens if the cashier just trousers the cash you have given them?

:huh:

Aquamania

mgdavid wrote: »

Barclays have done away with these in branches many months ago. ...

http://www.barclaysmoneyskills.com/Information/Resource-Centre/~/media/Files/Other%20resources/Banking%20Made%20Clear%20Quick%20Guide_BMSLD_003.pdf

Page 5

stclair

Aquamania wrote: »

If there is no stamped counterfoil or other form of receipt, what happens if the cashier just trousers the cash you have given them?

:huh:

They get given a printed receipt.

stclair

Aquamania wrote: »

http://www.barclaysmoneyskills.com/Information/Resource-Centre/~/media/Files/Other%20resources/Banking%20Made%20Clear%20Quick%20Guide_BMSLD_003.pdf

Page 5

I've paid money into Barclays without completing a giro credit slip many times and just given a printed receipt.

That booklet was printed in July 2013, the process must have changed since then.

Armorica

It varies by bank and by payment type. Some are easier to work out than others.

As someone else mentioning, in some cases, intentionally disguising the sender could be linked to money laundering.