Potentially homeless soon, advice needed.

youngbuck2

lisyloo wrote: »

Normally - yes you can gain access that way. That was legal advice my SIL received when she was going through a divorce.
if you're going to be living together it's patently obvious you're better calling than just turning up. How do you think it's going to go down with her or a judge if you just break in? Plus you run the risk of getting stabbed or smashed in the head with a baseball bat by someone that thinks you're a burglar.
In your situation With the factors you point out I honestly couldn't give that legal advice because as you say you're situation is different.


Which area of London are you working?
I'm pretty sure there's cheap shared accomodation in London that's better than not having a roof over your head.

Let us know which area and we'll see what we can do.
Won't be desirable accom, but will be a roof.

I work in Holborn, near Holborn tube. I think with my ex, there has to be a point where enough is enough, if I have written to her, called, text and she doesnt answer or reply, I'll have no choice but to turn up with a locksmith, I do still own it after all. Its not ideal, but also a don't want to make myself look less favourable if it does go to court once the dust has settled.

youngbuck2

lisyloo wrote: »

I've looked on trivago and there are backpackers hostels from £8 per night in central London (sharing with lots of others).

This could be an option.

Have you asked all of your friends, family, neighbours, relatives if they have any odd jobs you can do? Lots of working people would love help with ironing, cleaning, car washing, gardens.
Asking people for a hand up is so much better than asking for a handout.

All of my family live in Wolverhampton, all of my friends live near Northampton....basically at least 1.5 to 2.5 hours away. I borrowed and recently paid back money from my family and this caused lots of tension, I can guarantee they wont let me borrow anything. I can ask my friends back in Northampton but even if they are able to help, I doubt I will have the cash to get there and back (wherever back is!). I don't have a car, so would have to get a train. I work Monday to Friday 8-5 which doesn't help.

My work has a welfare department I have just discovered, will phone them tommorow morning first thing.

Pixie5740

youngbuck2 wrote: »

I think my issue like I said is that I have £130 until 3 weeks time! I would live of this if it was just food obviously but nowhere will take me with no payment up front or deposit...if they do it will probably be a crack den. I have no assets to sell and can't work any overtime that would pay me before my next pay.

Edit: Just read your other post. Do your family know how dire your situation is?

Can the bank of mum & dad lend/give you some money to cover your rent? I'm sure your family don't want to see you homeless. Even if you get enough money to lodge somewhere for a month.

youngbuck2 wrote: »

I could probably afford a locksmith to gain access to it, but its whether I have a legal right to and whether I need to give her notice?

Have you spoken with Shelter yet? If so what did they say with regards to entering a property that you own? Your ex has had 4 years to sort buying you out, that's plenty of time.

There are a few recovering gambling addicts on the Debt Free Wannabe board so if you also post there you might get some support from people who've been where you are now if you think it would help knowing that you're not alone.

lisyloo

I can see why you want to access your property but I'd urge you to get legal advice first whether via shelter, cab or perhaps your employer.
It obviously won't improve your situation if you end up in a police cell.

If they say yes you can gain entry then I can see why you'd want to break in if the alternative is sleeping on the streets.

I would just say make sure you have proof you've given notice so it's not just your word. I am not a lawyer but I'd also be inclined to call the police before entering so they are aware, plus make sure anyone inside is aware of your presence (so you're not mistaken for an intruder).

have you looked for bar or restaurant work? Or temp Xmas work e.g. Argos? Lots of shops are open in the evenings too.
It would be worth a weekend trip home if you had a friend/family member that wanted a weekends worth of odd jobs doing. You can get advanced train fares which are cheaper. I would certainly help a family member willing to work in preference to one asking for a handout.

You're looking at living on the streets so you need to be looking for a second job.
You're in the best city in the world at the best time of year.

danandjens_worldtravels

You earn 37K a year and the best idea you can come up with is to go to your old place, which is 120 miles away and pay a locksmith your remaining £130.

REALLY? How will this solve your problem? If 180 miles to stay at a friends is too far to commute then surely 120 is as well. Are you expecting she will let you sleep on her furniture, use her appliances and cooking utensils, because I sure as hell wouldn't? What will change when you are paid that will allow you to move out of the owned property that your ex has been paying for?

THINK - As has been suggested to you already, phone shelter, phone GA and get yourself into a backpackers. Here is another link - less than £10 a night in London and you can still get to work. http://www.st-christophers.co.uk/london-hostels?gclid=CNna25uLo8ICFa1zMgodlAcASw

Eat noodles and rice or eat humble pie and speak to your colleagues, you may well get offered a bed for a night or two or even a meal. I'd bring you in lunch and/or cake if you were my colleague.

And perhaps now is the time to think about why you are in such a pickle - hint perhaps its the gambling

Pixie5740

danandjens_worldtravels wrote: »

Are you expecting she will let you sleep on her furniture, use her appliances and cooking utensils, because I sure as hell wouldn't? What will change when you are paid that will allow you to move out of the owned property that your ex has been paying for?

How do you know the furniture, appliances and utensils weren't purchased when they were a couple and the ex has had 4 years use out them?

The ex has also had 4 years to sort this out and thinks she can just ignore all communications from the OP dispute the fact that he owns part of the property. She's in for a rude awakening when he applies for bankruptcy.

hcb42

It's hardly going to help the current situation though.

OP, speak to a friendly colleague or friend and beg a sofa to get you through next few weeks.

lisyloo

We don't know who owns the contents but Dan is correct there's going to be issues if he just turns up to a property he voluntarily left and hasn't lived in or paid for for 4 years. There may be legal issues around those circumstances as well that make breaking in a criminal offence.

I too find the willingness to pay for a locksmith but no money for food to be ridiculous.
It costs a lot of money to commute to London too.
Surely it's cheaper to stay on a hostel than do a long rush hour commute???
My main home is about 100 miles from London and travel is about £50 per day so something here doesn't add up.

danandjens_worldtravels

Pixie5740 wrote: »

How do you know the furniture, appliances and utensils weren't purchased when they were a couple and the ex has had 4 years use out them?

The ex has also had 4 years to sort this out and thinks she can just ignore all communications from the OP dispute the fact that he owns part of the property. She's in for a rude awakening when he applies for bankruptcy.

How do you know she has ignored his communications, he hasn't said he has sent any recorded delivery letters (just emails and FB) and if she chooses to not respond then thats fair enough. He needs to take responsibility for his situation and if that means he applies for bankruptcy than thats what he needs to do.

Yes she may get a rude awakening, but she may also get to buy him out at a cheaper price from the OR (and perhaps with less hassle) than dealing with the OP directly.

If the goods were jointly purchased 4 years ago and the OP has not recovered them it would be reasonable to assume they have been abandoned. If I was in her position I would happily dump them on the street for him to use there if he insisted they were his!

Yes, I am being a bit argumentative and making lots of assumptions about the situation, but can the OP really think that this is the best course of action? Given his limited resources for the next 3 weeks, his anxiety and long term financial issues he should concentrate on getting a cheap safe bed (backpackers) and food (basic or ask friends at work). Keeping his well paid and 'will get him out of the problem' job and working on a longer term solution such as lodging when he gets paid.

Pixie5740

I agree that trying to beg, borrow or steal (well not stealing) money to find lodgings closer to work is the best solution. However, if I was about to become homeless and owned a property I would also explore my options of legally being able to enter the property. Then again I wouldn't walk away from a property I had a joint mortgage on or continue living in a property with my ex still bring in the mortgage. I'd have sorted it out years ago.

Emails and FB messages are forms of communication. There would be nothing to stop the ex refusing to sign for a recorded delivery letter anyway.