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NST December Challenge - Festive and Frugal

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  • Only small spends today on a paper and payig for DD1 to meet up with friends. Even though she almost a teenager apparently she still went and saw Santa with her friends. Today has been a good day my mum and auntie were due to go on a christmas wreath making course and my auntie couldn't go. So i went and made a wreath,(free as course already paid for and i didn't have to reimburse my auntie) and then i went to my dad's to drop off a truckle of cheese to say thank you for mending my lights and he's bourght a new t.v (just because.......) so has gave me his old one (only 2 years old). I love people's cast offs. OH and i had a conversation about the fact that when we look round our house most of the contents is others cast offs, gifts or stuff we've recyled.
    budgets = food gone:eek:/ petrol almost gone:eek:/nsd:mad:/ Treats: where the money gone? far far away:mad:/exercise not happening/declutter: only my purse:(
    time for me :fat chance
  • Morning everyone! VERY spendy day yesterday, but I'm pleased to say that I've now finished every bit of christmas shopping - presents are wrapped, cards are written... some have even been delivered! Christmas is so much easier since I've started using YNAB - can't wait till next year when I'll have an entire year to build up a fund. I also treated myself to the Hobbit, with a bonus Star Wars trailer; my inner geek was very happy.

    Groceries £0/£150 15th december till 15th January
    SFDs: 4/15
    Petrol £0/ 60 15th December till 15th January
    Christmas 0/£60
    Lunch to work: 10/15

    I've been having a think about goals for next year, and have come up with a list - this might change slightly when I do my proper new years resolutions, but the main things are all here. Great idea for a mini challenge fmess!

    1. Complete my HR qualification to a high standard and search for another, more challenging job.

    2. Fill all my rainy day funds and build up an emergency fund

    3. Continue to spend wisely and remain in credit in my current account.

    4. Continue to follow weight watchers and lose weight (3 stone down, 8 to go!)

    5. Travel to at least two new places next year.
    Proud to be debt free September 2014. :j

    Sisu.
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Good goals speakingofartand congratulations on completing your Christmas shopping. Today I must finish the Christmas cards and wrap a few presents so I can get them out of the house in the next week.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • traveller
    traveller Posts: 1,506 Forumite
    Morning all :) Well I too will have a spendy day today, I have two more presents to get and that's it. Very tired this morning. Daughter had her Limo party. However, the driver got pulled over in central London and given a 24 hour ban :mad: kids were stuck waiting for a new driver for over 2 hours! They were supposed to be back at one and didn't come back till gone 3 am. Needless to say, I've sent the company a stern email! But and this is the biggest thing, I'm glad they are all ok! Anything could have happened and the fact all children are safe and sound is irreplaceable :) Feeling knackered, I cannot be bothered to go to get presents, but we STILL haven't put the tree up :o The little fella is doing his nut,lol! Well have a good sunday everyone and take care :)
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • Hi Traveller, Loving it! How to put a teenager off the rubbish that is a limo.

    Still laughing to myself as I am signing off after reading all the thread. Thank you everyone. Feeling less lonely now.
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Claimed another NSD as I'm not going anywhere. Very tired so having a lazy day - think DS3 was awake all night and him moving about and playing cartoons kept me from sleeping. Went downstairs to eat and put away pots, washed up,sorted bits of rubbish and wrapped wet washing round my shoulders (and head) to bring it back up (sheet hanging over the stair well, pillowcases on the airer.

    There are things I could do downstairs but DS3 has now gone to sleep in the little bed down there. His new game has sold 12 copies and he's had several donations as well - thought he had released it last week but that was just the unlock code released early (content is aimed at teenagers and above so he releases the game and then people get the unlock code after he's checked they are old enough) Game was only finished last night so he's quite pleased (only a simple one, the complicated one is still a work in progress).

    Glad he's gone to sleep as he was very grumpy earlier. Lurgy seems to be on it's way out - roll on a proper shower and getting my hair washed.

    Today I am grateful for the birds (bit of colour on this miserable grey day), for my bed and for lazy days.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • apple_muncher
    apple_muncher Posts: 15,255 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Another NSD claimed in the apple household.

    Dd was happy to skip kids klub and I'm fighting the lurgi, so we've both contentedly stayed at home. She is still in her jamas - I am only dressed because I thought we were going out!

    I've been writing some cards, using cards I've had for many a year - shows how unsociable I have become! I also realised that almost every tree decoration is older than dd, who is nearly 7!

    However, I have made carrot and coriander soup for this week's lunches. And dismantled dd's cardboard playhouse, and had a mega tidy-up (and binning of rubbish) under dd's bed. She 'helped' in her own sweet way :D.

    We are about to go out for a short walk - dd is finally getting dressed!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well popped to Sainsburys this morning use £6 off £30 voucher got sent. Got few next few weeks so got daughter pressie and me an ace badger jumper half price £9. Coupon works off clothes as well as food, so may use next week's one as well. Needed petrol as well. Cleaned house and lovely Christmas tea lights making it smell divine.

    Now I should be wrapping presents and making some soup for week but watching Deck the halls film instead. Raining so dog walking not happening at the moment.

    So tempted to get a takeaway tonight half price Sunday at local Indian but no will make one in the week. Need to find something in my freezer for tea.

    Maria3104 don't be lonely pop in here more. Turtles xmas party soon, pizza anyone?
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi guys. I haven't posted on here this month, I will follow for the rest of the month and then join in again in January. I have been terrible with the spending and really need to get back on track.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    SOA. goals good ones. Well done on 3st weight loss always preferred WW to other diets I have tried.

    Think I will put some leek and potato soup on for work and stop being lazy lol.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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