Do you leave your purse/wallet at home?

hypno06

I often go out and deliberately leave my purse at home - just taking enough cash for what I really need.

It works really well. Sadly yesterday I went out with my credit card "just in case" and spent £630!!!!

So, I'm all for leaving the purse at home!!

slowlyfading

hypno06 wrote: »

I often go out and deliberately leave my purse at home - just taking enough cash for what I really need.

It works really well. Sadly yesterday I went out with my credit card "just in case" and spent £630!!!!

So, I'm all for leaving the purse at home!!

on what?!

When I'm at uni, I leave my purse at home a lot as I live on campus so I walk to lectures and then walk back.. at home when I'm driving around, I take it with me but only take a bit of cash so I'm not too tempted x

angelavdavis

I either leave the purse at home or take all cards out and just leave only the spending money for the day in my purse (plus I leave an emergency tenner in the side pocket of the handbag - the current one has been in there so long I forget its there!).

I just find the trick for me is to avoid the shops at all costs.

juliapenguin

I read somewhere here about putting in a note in your purse with WWMD? on it (What Would Martin Do?) I think that's really funny. More useful than asking what would Jesus do, IMHO....

evab_2

thanks for all your replies, some good ideas to think about

skintas_2

when i go to work i try to take a bottle of made up squash with me and maybe some snacks like crisps from home. this week and the rest of the holidays i dont even wanna leave the house. if i do it will be without money due to having 2 kids

inkie

I only take the money for what I need e.g. food shopping (out of pre-allocated budgets) with me. We are trying to crack the mortgage in three at the moment, and so are being ultra-disciplined with regards to spending. As long as I have the mobile with me, and enough diesel in the car, I can't see the need to to take the purse out with me. No money = no spending.

Lord_Lardington

I'd find a desk full of a month's supply of snacks a far greater temptaton that having my wallet with me. I reckon I'd have to replace them every 3-4 days...

chevalier

I leave my purse at home. But then I don't do 'shopping' per se, Ie walking round the shops browsing. Have 2 dear sons who hate shopping is a real disincentive to window shop:eek: . But then I don't impulse buy anyway:A
Hypno what was the £630 for?:eek: And can you take it back?
chev

cat4772

Evab

July (well last week of June to first week of August) is my downfall time of the year - I work 10 hour days and am often in at weekends as well. I start of with good intentions, packed lunch, snacks & drinks from the food shopping. By mid July, the cupboards are bare so I use cash for breakfast & lunch from the canteen (about £5) snacks (chocolate - depends how bad the day has been) and taxis. Last year I spent over £600, this year I set a budget, took all the money and split it into wallets (£70 a week) and what doesn't get spent I'll put towards a debt. Touch wood, I'm winning by £100 and I've only got 9 days to go so it could be anything from £100 to £190!!!

Outside these times, I only carry cash in my purse and only the budgeted spend amount for the week (aobut £20).

It does take trial and error (and sometimes keeping a diary to track where your weaknesses are helps - it did with me. I never walk past the book shop anymore otherwise I'd spend all my money in there)