I move a lot. Can I change my billing to parents?

MrJester

Title says it; I move around a lot, and foresee that I will continue to do so over the next year. So I'm wondering if it might be a better idea to just be on the electoral roll at my parents address, as this is fixed and I don't see my mother moving anytime soon.

I don't mind mail going there and she's happy to send it to me now and then, I don't get much post anyway as I try to minimize who sends any/necessity of it.

I just about managed to get on electoral for previous address, moved after 3 months and will likely move again early next year. It would make a whole lot more sense for my post, and my electoral roll.

Is this legal to do?

CKhalvashi

Electoral roll isn't legal to be registered somewhere else.

Any other bills, should be possible to set up a separate billing address. All of my business bills are sent to either my home/office address, as the company's registered address is that of my accountant.

This can be done with most personal accounts, too.

Nasqueron

I had all my stuff registered to parent's house while at uni, only had a few bits of personal stuff for the uni housing and during placement year (4 addresses in 4 years while also still living at parents in holidays) and I voted in my parent's constituency. No-one ever pulled me up about it

MrJester

CKhalvashi wrote: »

Electoral roll isn't legal to be registered somewhere else.

Any other bills, should be possible to set up a separate billing address. All of my business bills are sent to either my home/office address, as the company's registered address is that of my accountant.

This can be done with most personal accounts, too.

So I could set addresses for all bills to my parents address, and then only have to worry about changing myself on the electoral roll when I move.

But then, will I risk losing the benefit of having billing addresses and electoral roll to match my current address info I provide? (Credit benefit)

MrJester

Nasqueron wrote: »

I had all my stuff registered to parent's house while at uni, only had a few bits of personal stuff for the uni housing and during placement year (4 addresses in 4 years while also still living at parents in holidays) and I voted in my parent's constituency. No-one ever pulled me up about it

Well what I do know about this is when you are a student you are legally allowed to be registered to vote at two different addresses, because one is permanent address and the other is considered 'term time' address while you are studying. So you can be effectively twice on the electoral roll at two different addresses without issue (legally).

R34GTT

It's probably not strictly legal but if you spend a decent amount of time at your parents place then it's not that different to people who have two homes. You can only be registered to vote at one of the addresses.

I would do as you suggested, simpler and your credit file will appear more stable and attractive to lenders, not to mention saving the hassle of providing multiple previous addresses any time you apply for a new line of credit.

As long as you've got paperless billing for everything and have reliable access to your post it will all be OK.

MrJester

R34GTT wrote: »

It's probably not strictly legal but if you spend a decent amount of time at your parents place then it's not that different to people who have two homes. You can only be registered to vote at one of the addresses.

I would do as you suggested, simpler and your credit file will appear more stable and attractive to lenders, not to mention saving the hassle of providing multiple previous addresses any time you apply for a new line of credit.

As long as you've got paperless billing for everything and have reliable access to your post it will all be OK.

For my credit it instantly makes a lot more sense. I just did a credit card eligibility check on my mums address and I get instant 90% on most cards now just because likely I've had so much with my name at that address over the years.

Most billing is paperless, and it just came to mind before I set everything to my new address to maybe just do this and I will have far less problems with credit etc.

Is there any points at which someone asks me for my current address and if where I actually live and where my billing is set to is different, becomes a major problem?

Mojisola

JoeJester wrote: »

Well what I do know about this is when you are a student you are legally allowed to be registered to vote at two different addresses, because one is permanent address and the other is considered 'term time' address while you are studying. So you can be effectively twice on the electoral roll at two different addresses without issue (legally).

As long as you only vote in one area in general elections -
http://www.electoralcommission.org.uk/faq/voting-and-registration/i-have-two-homes.-can-i-register-to-vote-at-both-addresses
If an elector is registered to vote in two different electoral areas, they are eligible to vote in local elections for the two different local councils. However, it is an offence to vote twice in the same type of election e.g. voting twice in a general election. Such an offence could result in a fine of up to £5,000.

bryanb

JoeJester wrote: »

Is there any points at which someone asks me for my current address and if where I actually live and where my billing is set to is different, becomes a major problem?

Driving documents/car insurance could become difficult.

MrJester

bryanb wrote: »

Driving documents/car insurance could become difficult.

Luckily I don't drive, nor plan to within the next few years (live central London, transportation not needed)

MrJester

Only thing is I'm worried that it could affect my mothers pension. If the government think there's someone else living there when there actually isn't.. could this affect her?

ALSO: Could I be eligible to pay council tax at my parents address too? I'm already going to have to begin paying it shortly for my current address.