Escaping the grind...in search of a life less ordinary

MissShoes

Reporting another spend- £26.45 on a dress for a wedding I'm attending in a few months. Sale on at d0r0thy perk1ns.

£94.74 left in the bank.

monz

Well done on your Christmas no credit card buys x

MissShoes

Car is practically running on fumes so will fill up today.

Still awaiting an invoice to be paid for OH business- should be tomorrow or Thursday hopefully. Fingers crossed as we should be able to pay back OHs overdraft which he's used this month. We share all our finances really, run our joint account etc but I tend to get paid before OH does so it's swings and roundabouts- I pay, he pays back. What's mine is his and vice versa.

9 days til payday.

Things to do today
Buy milk DONE
Fill up with petrol DONE- put on CC and clear in full on payday
Hit the gym DONE
Laundry- still one load to do
Business admin
Big paperwork job with OH


Right, off to work. Have a good day :-)

MissShoes

Bottom line

Bank balance £61.21
Cash in purse £3.50
Savings Pots £225.00
Annual Savings Challenges pots: £17.00

5 days until payday....

MissShoes

Outgoings before Payday

Window cleaner- expected Monday or Tuesday £20.00
Gym and fitness subscriptions- expected Tuesday £90.00

Incomings before Payday

Winnings from a small bet- expected Wednesday £10.00

MissShoes

Extra costs for next pay month

MOT for my car- fingers crossed for a low bill. First MOT for the car as it's only 3 years old and it has had some wear and tear on brakes repaired recently

Oil bill- around £270

City break spending money- £400

Estimated income for next pay month

Paycheque £2540

OH business £232

MissShoes

Weekend list of jobs

Hit the gym on Saturday DONE
Load of dark laundry DONE
Load of delicates laundry DONE
Shopping- eggs and tomatoes DONE
Lunch with friend DONE
Stick to dry January
Hit 10000 steps on Sunday
Lunch prep for the week
Sew up hole in t shirt
Log measurements
Put away mountain of clean clothes in the bedroom

MissShoes

Gym subscriptions came out today, slightly earlier than expected. Thats £90. Transferred £100 out of my savings to cover it and give baby boost to the current account. Also skimmed a few pounds into annual savings- not to be touched until December.

So pots now stand at:

Bottom line

Bank balance £67.21
Cash in purse £3.50
Savings Pots £125.00
Annual Savings Challenges pots: £21.00

4 days until payday....

Worked out that for my last £90 payment to the gym, I attended 10 times in a month- making each session cost £9.00. The goal has to be to reduce that this month so fingers crossed. I do enjoy it and I am sticking with it which is much more than I've been able to do for many many years of laziness and denial! Silver linings and all that.

Sleepy but productive weekend. Low-key as dry January is still in tact. Did venture into a pub but only for a lunch with a friend where we both had soft drinks. Spent £12.15 and had a good catch up.

OH has small groceries list for tomorrow or Tuesday- but we have £8.50 of Mr T vouchers which should cover most if not all of that.

So close to payday- had hoped to have £100 put aside to cover OHs birthday presents but I've had to use that for gym subs. The money left in savings pots needs to just accumulate slowly month by month and not be touched. I try to add £100 a month with a view this will cover annual bills/insurances/tanks of oil/home repairs etc and really this should be more.

NSD today

MissShoes

Bottom line

Bank balance £43.42
Cash in purse £3.50
Savings Pots £125.00
Annual Savings Challenges pots: £24.00

2 days until payday....Fridge is full, car has half a tank of petrol.

Managed another NSD. OH treated us to a takeaway today, first one of 2017.

MissShoes

ITTTTTTTTT'SSSSSSSSSSSSS PPPPPAAAAAYYYYYYDDDDAAAAAYYYYYY

Right, now that's out of the way....will update with figures soon. I think this month will be even tighter than last.....eeeeeek