Is NODDLE a con ?

enfield_freddy

irm wrote: »

I'd need to double check but I don't think they list my VirginMedia (home broadband only) account which was showing with Experian last time I chucked £2 at them.

correct virgin and several others not listed on noodle


I signed up for 1 months free trial with the other 2 and printed them out , when defaults have gone (+ 1 month) I will pay £2 each to check

fermi

Not a con, and a good service FOR FREE as long as you understand it's limitations, and that for some people (not all) it might not show as much as Experian or Equifax do.

50Twuncle

abby1234519 wrote: »

Noddle has all my accounts and is free.


So.....what's to complain about

Does it also show investments ?

HappyMJ

50Twuncle wrote: »

Does it also show investments ?

No all of them only show current accounts which you have an overdraft on (whether used or not) or are a loan or credit card. No CRA shows savings accounts.

irm

HappyMJ wrote: »

No all of them only show current accounts which you have an overdraft on (whether used or not) or are a loan or credit card. No CRA shows savings accounts.

I'll admit to not really knowing much about overdrafts or how they work, having never needed one in my entire banking life, but all six of my TSB current accounts are listed with Noddle and yet every one of them state "Overdraft limit: £0.00" in online banking. Whenever applying for a new account I always decline any offer of an overdraft too.

butterfly72

I use it and all my accounts are on their file. What I will say is that I get endless emails saying an attempt to log into my account has been made. I did email them regarding their security, but no one ever got back to me. I changed my password to a very long collection of random characters.

dawyldthing

I've had one for about 6 months and it's really good for free. Lists all accounts including a closed Barclaycard from 2008 and everything else. I was quite surprised by HSBC as they seem to tell them your available balance at the end of the month in your current account which I think is wrong, but the service itself is fab

YorkshireBoy

dawyldthing wrote: »

I was quite surprised by HSBC as they seem to tell them your available balance at the end of the month in your current account which I think is wrong

HSBC will report any debit balance, ie overdraft use, not credit balance...surely?

Giraffeseeker

It should only be debit balance. I have had a 4 figure sum in my current account for a few months now but Noddle shows the balance as "0". Only a debit balance seems to be reported.