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I want to replace my Barclaycard
NineWhileNine
Posts: 12 Forumite
in Credit cards
Good Morning All
I used to have an Egg credit card and was very happy with it until Barclays came and took it over. :mad:
The statement date is no longer on a fixed date eg. 13 of the month and also the payment of the direct debit 'floats' about. With Egg I knew when the cut off for that periods spending was and also the direct debit was taken on the 1st of each month.
I pay in full the statement balance.
Can anyone suggest a card (Visa/Mastercard) that has no annual fee, a fixed statement date and able to specify a preferred date for the direct debit? Cashback would be preferable but not a deal breaker.
Cheers
Dave
I used to have an Egg credit card and was very happy with it until Barclays came and took it over. :mad:
The statement date is no longer on a fixed date eg. 13 of the month and also the payment of the direct debit 'floats' about. With Egg I knew when the cut off for that periods spending was and also the direct debit was taken on the 1st of each month.
I pay in full the statement balance.
Can anyone suggest a card (Visa/Mastercard) that has no annual fee, a fixed statement date and able to specify a preferred date for the direct debit? Cashback would be preferable but not a deal breaker.
Cheers
Dave
Mortgage Balance 31 December:
2008 £13,318.84
2009 £10,339.97
2010 £07,256.35
2011 £04,094.77
2012 £00,000.00 ahhh
2008 £13,318.84
2009 £10,339.97
2010 £07,256.35
2011 £04,094.77
2012 £00,000.00 ahhh
0
Comments
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The exact date payment is taken varies because of non banking days. Other than that it remains fixed. This will be the same with any other credit card so I wonder what benefit you would get by changing?NineWhileNine wrote: »Good Morning All
I used to have an Egg credit card and was very happy with it until Barclays came and took it over. :mad:
The statement date is no longer on a fixed date eg. 13 of the month and also the payment of the direct debit 'floats' about. With Egg I knew when the cut off for that periods spending was and also the direct debit was taken on the 1st of each month.
I pay in full the statement balance.
Can anyone suggest a card (Visa/Mastercard) that has no annual fee, a fixed statement date and able to specify a preferred date for the direct debit? Cashback would be preferable but not a deal breaker.
Cheers
Dave0 -
I have a Barclay owned credit card, and I think they are pretty fair. I also have great reward benefits.0
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Your statement date will never always be the same, I also don't see how this is that big of a deal. With BarclayCard I phoned them up and asked to change my statement/payment date to be around my payday. They gave me like a 4-5 day range when they would be due, and they let me set it all so the earliest it could be was the day after my payday.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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