Cheshire - Nationwide rubbish

PopKiss

MARTYM8` wrote: »

To be fair OP the rate you had included a guaranteed element for a fixed period that has now ended.

I have a former Cheshire isa - now paying 2.3% but will drop to 0.5% next week.

FWIW, Nationwide also offer their Instant ISA Saver (Issue 2) at 1.25%. Shame they don't support an automatic transfer, but it appears to be a relatively simple process to open a new account and request an internal transfer from the (converted) Cheshire ISA Saver.

Of course, slightly better rates can be obtained elsewhere.

Tomcat2

MARTYM8` wrote: »

To be fair OP the rate you had included a guaranteed element for a fixed period that has now ended.

I have a former Cheshire isa - now paying 2.3% but will drop to 0.5% next week.

My husband has one of these too and we are thinking to transfer it to another to allow further deposits. As the fixed period has ended do you know if we can withdraw now with no penalty?

Many thanks

bsms1147

Eco_Miser wrote: »

You could put the money back into an ISA over two years (or just two months, March and April) if you really wanted to,

Or a couple of days, or even hours or minutes, if you time it right

Consumerist

Tomcat2 wrote: »

My husband has one of these too and we are thinking to transfer it to another to allow further deposits. As the fixed period has ended do you know if we can withdraw now with no penalty?

Firstly, do not withdraw (unless you want some of the cash for spending). Transfer by all means, using a transfer form (from a new ISA manager). If the fixed-term has ended then you can transfer without penalty.