Barclaycard, reject then accept

andys15

HatAndScarf wrote: »

I think we can probably work out the answer to that one from this later remark

Only because I assumed I had been rejected for 2 of them.

andys15

Aqua. The car is on a pcp and I traded in a car I had pcp on for the last 3 years. I also have a Halifax clarity card and a Tesco one too. I have no balances currently on any of them though. I am about 50k in debt though, not including my car. Its not over the top debt, it's a new kitchen, extension, garage conversion debt, which I should really of put on my mortgage and it would not have had any shame about. I bought my house as house prices were crashing and never realised how much equity I have in my house. Maybe foolishly I should not be overpaying my mortgage, well halving my term, and perhaps should be paying of the debt, but knocking it off my mortgage is more satisfying. I have considered moving the unsecured debt to secured debt as it was all for the home. We was going to buy a bigger house, so I suppose I will ultimately save money, by getting debt to make my house bigger( stamp duty etc etc).