The Final Countdown...

black_cat

Haven't posted for a while as my father is ill. Everything's going in the right direction though...

black_cat

Debt down to £499!! So excited - will definitely be paid off before 2016! :j

twiggy86

Well done on getting your debt so low! Not long and it will be gone completely! Hope your father is better now x

black_cat

Thank you Twiggy. He's made a remarkable recovery and will be out of hospital within a couple of weeks. No excuses for not focussing on the money-saving anymore. My parents are masters at it but I wish I'd realised it sooner. I grew up thinking we had money - little did I know that they could make £1 do the work of £2!

black_cat

Good day today.

• We went for a walk - healthy and free.
• DH "bought" socks and underwear with an M&S voucher we were given.
• Diesel from S'burys came with 10 times more Nectar points than usual.
  • Washing and drying done.
  • Cooked tea - no Saturday night takeaway,

I actually enjoy winter so I love the autumnal feel and the way the nights are drawing in. Easier to save money by staying in and cuddling cats on the sofa!

black_cat

Although I haven't been up in the loft for a while, I'm still trying to keep the house de-cluttered and as clear as possible. This sometimes gives me an MSE dilemma - how much should I stockpile? I love finding the best price for the things we use regularly but I'm trying to only buy the amount we'll get through before the offer comes around again. So, today, I resisted the temptation to buy more than one large box of washing powder. One box officially does 40 washes and I probably do 2 washes a week, 3 occasionally. So a box probably lasts at least 15 weeks - that's nearly 4 months. I'm sure there'll be another offer along before then. When we found an unbeatable offer on our preferred loo roll we bought a lot as they fit nicely in the airing cupboard. As I get rid of stuff we don't need, there might be more room to store things but I would still like a feeling of space rather than clutter.

MSE today:
- small shop (good deal on steak, washing powder and salad stuff).
- sorted fridge drawer.
- lovely relaxing bath as stressed about work tomorrow - opened new soap from stash.
- washing and drying.
- encouraged by MSE forums.
- tidied bedroom.

Watching Obsessive Compulsive Cleaners is a great motivation! (My house is nothing like the ones on the TV but I would like it to be cleaner and neater).

crazy_cat_lady

Yoo hoo
So of course I had to come and check out your diary after your kind words on mine. I can't believe you think I'm well organised when you do all this sorting in your house. Mine always looks like a small nuclear device has gone off in it. I suppose I can't expect too much with dh, 2 kids and 6 cats living here with me - but I'd love to be decluttered...

black_cat

It's easier with only 2 cats and a husband to organize! My house is small - that's my problem. The de-cluttering is so that we can decorate and move.
Thanks for popping by

black_cat

Posted on DFBC: £4224/£4423 paid off this year.

Only £199 to go - 96% paid off! This total is only for 2015. The full amount was much larger. Itching to pay the rest off immediately but I should be sensible and do it next pay day as it's getting nearer to Christmas and I have a few extra expenses...


The end is in sight!

crazy_cat_lady

So close now! I am exactly the same - I can almost feel it.