City Car Club - 8 years membership count towards my NCD?

Buzby

I think this is a perverse suggestion. YOU never had a policy in your name, the Car Club had a master policy for its hirers of which you paid an element as part of the usage of the car. So the ad hoc use of a car that you did not have a named policy for means there is no expectation of any NCD, and it would be an irrelevance for any premium calculation.

vicshippers

City Car Club were happy to provide us with evidence that we'd driven with them for a few years when we decided to get a car, we got a discount with our insurer but they didn't class it as 'official' NCD (so we couldn't insure with them for a year and then clear off and get 5+ years with someone else I'm guessing). Looked like a pretty standard letter from City Car Club so they must get asked to provide it a lot.

We decided to keep on our membership with them even after buying a car - means we always have a backup/the choice of getting a 7 seater or a van if we need the extra space.

stator

vicshippers wrote: »

City Car Club were happy to provide us with evidence that we'd driven with them for a few years when we decided to get a car, we got a discount with our insurer but they didn't class it as 'official' NCD (so we couldn't insure with them for a year and then clear off and get 5+ years with someone else I'm guessing). Looked like a pretty standard letter from City Car Club so they must get asked to provide it a lot.

We decided to keep on our membership with them even after buying a car - means we always have a backup/the choice of getting a 7 seater or a van if we need the extra space.

Are you going to tell the OP which insurer gave you a discount because of your CCC membership?

davzrav

vicshippers wrote: »

City Car Club were happy to provide us with evidence that we'd driven with them for a few years when we decided to get a car, we got a discount with our insurer but they didn't class it as 'official' NCD (so we couldn't insure with them for a year and then clear off and get 5+ years with someone else I'm guessing). Looked like a pretty standard letter from City Car Club so they must get asked to provide it a lot.

We decided to keep on our membership with them even after buying a car - means we always have a backup/the choice of getting a 7 seater or a van if we need the extra space.

Yep. Got the letter which looks like a standard template. Would be great if you could let me know who the insurers are!
Not expecting a full 8 yrs discount but some sort of reflection on 8 years of weekly driving without incident would be good...

Quentin

As #2.

See what introductory discount you can get via a local broker

dacouch

stator wrote: »

Are you going to tell the OP which insurer gave you a discount because of your CCC membership?

I'd lay good money you would get the same introductory discount with or without the letter

davzrav

Thanks for all your help.

Went with Ecoinsurance (Co-op) in the end. Diddly squat for NCD. Oh well, worth a try.