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Saving for Xmas 2015! A pound a day :-)
Comments
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I am a bit muddled at this time of year as my pensions are paid early, i.e. today. I have saved £40 in coins so far this month (December). I am topping that up to £60 for the month. Now, here's the muddled bit: I intend to try for £60 in January so I am putting that aside (£120 total) and will, as soon as possible, pay that into the Credit Union. During January I will send off a direct debit form (£60pm) to be effective from the end of January (next pension day). Maybe I am being over ambitious but I should be ok with that if I stop wasting money as I have done this year. With the CU, you can't withdraw money that easily (I think you have to apply for a loan or something, which I won't do). I think you have to give one month's notice so will need to remember to do that at the end of October.
I think I will find it easier to do it this way as I won't have to keep remembering to save.
So, now I will try and make sense of that on the spreadsheet!!0 -
No 12 here, I am up to £32
we had about another £11 coins we could have added but no point leaving ourselves short for the sake of saving up for next year when we had already met our monthly target.
I hope I filled out the form correctly, it is my overall monthly savings.0 -
Can I join please! Will save online and transfer 30 on pay day .... Every time I try a money box at home I end up using the money to pay the window cleaner and I give up!! £19 so far for dec 2014 ,,, good luck and happy Christmas all!No more toys til Xmas 2022 , mfw 2023 challenge , Trying to not waste food , time or money and appreciate the moment more!0
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£1.10 put away for today and all up to date. I will declare my savings at the end of December although part of me doesn't want to work it out. At the moment I'm not missing it when I put it away and I can't see it in the pot either so it almost doesnt exist and therefore I'm not tempted by it . But of course it does exist and its very exciting to think next Christmas will be paid for.0
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My quid's in ��
merry christmas to all :beer::staradmin: June NSD's 2/19:staradmin: Sealed Pot #460 :staradmin: £/day £185 saved :staradmin: W.S.C 2015 #45 :staradmin: F.P. 2/24 months :staradmin:0 -
£2 transferred for me today as I didn't get round to it yesterday
Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/200 -
merry christmas everyone !Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/200 -
My £7 was transferred on Monday for the week.
Oh and
Merry Christmas everyone.
:xmassign:SPC 18 Target £200 /0 -
£1 transferred for me todayDebt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/200 -
Put my £1.10 away after working the horrendous 10 - 8 shift today. Oh well, going to put the money away to pay for my holiday xxxSaving for Christmas 2017 £120/£400 :beer:0
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