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Saving for Xmas 2015! A pound a day :-)

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  • It's a slow month but I've added £7 today taking August total to £22 :)
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £387/£850 45.5%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£41.3k 59.8%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Where's everyone gone? Sunning themselves in paradise no doubt :cool:
    I've doubled my August total, now up to £44 :)
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £387/£850 45.5%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£41.3k 59.8%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I'm still here triple choc chip and still putting my ££'s in my tin;)

    Sorry to hear about your savings Mr CF, hope you are okay.

    Ellie x
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 24 August 2015 at 3:17AM
    Is it wrong to say I have bought some more xmas presents just now, from my xmas savings account (well it will be paid from there when the credit card bill comes in)...

    I'm glad I joined this challenge as I know I [STRIKE]have[/STRIKE] had £501 to play with, but hope I dont need it all and it will go towards treating myself to a nice birthday present,
    It will be good not having to worry about the January credit card bill, I will enjoy not having that issue, but still talking about it at work...

    I will suggest to anyone I see to do the same, as I have this year, much easier then having to budget your december pay.

    I aim to buy all my presents with the Sept/Oct/Nov pay then December becomes mine, I will have more the play with this year...

    I am still going to pot, till then end of the year though as a back up, so I have transferred £17 to bring myself up to the end of August, and then I will reduce my figure when the credit card bill comes in.

    Form submitted for August (£31)

    Well done to all those still here and enjoying the ride, its only 123 days to go now

    :-)

    **Note to CrimeFiction, my total on the spreadsheet doesn't add up, doesn't include my last month total although it was added to the correct month, so when you add this month total can you check the adding up. Thanks in advance
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I don't see anything wrong with it Westie, it's whatever suits you. Either way it takes a huge pressure off for Christmas.

    I did this challenge last year and it made a massive difference to us, I managed to save £500 last year and am hoping for double that this year. I'm in the habit of putting ££'s in my tin(s) now;)

    £2 in for today;)

    Ellie x
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    it does get quite addictive :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Magsnoodle
    Magsnoodle Posts: 263 Forumite
    Ninth Anniversary Combo Breaker
    Hi all,

    Another £50 paid into the Christmas account so making a total so far of £500. Will send my update soon.
    TTFN xx
    E.F. #38 240.55/1000 SPC8 #375
    DFBXmas 2015 #162 18554 /18554 100%
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    £2 in for today;)
  • kathrynha
    kathrynha Posts: 2,469 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Car Insurance Carver!
    My saving is not happening at the moment, and the amount in the pot is going down at the moment :(


    My husband had a stroke last week, and so I've had to raid the pot for change for car parking. £36 so far, but plan to put it back once he is home. It's not the money I have needed, but the change.

    Also thinking I might not use the money for Christmas, as we will find the money for that anyway, but looking at short break, somewhere rural and relaxing, once he is back on his feet instead.
    Zebras rock
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Sorry to hear your news Kathrynha, I wish your husband a speedy recovery....
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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