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Un registered Property
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Questions...
Posts: 4 Newbie
Hello,
Looking for some advise,
We are in the process of buying a property, at the moment waiting on the draft contract being drawn up as the seller has only just sent in his documentation. Our solicitor has informed us that it seems the property is un registered, and needs to see deeds from seller for clarification.
I am unsure what this really means and how this affects everything? Any advise?
The property is not that old, approx. 15 years, from what I've read, properties have had to be registered from 1990?
I'm starting to worry this is going to hinder the sale or that we are going to have to spend a lot more?
Any advise would be appreciated.
Many thanks
Looking for some advise,
We are in the process of buying a property, at the moment waiting on the draft contract being drawn up as the seller has only just sent in his documentation. Our solicitor has informed us that it seems the property is un registered, and needs to see deeds from seller for clarification.
I am unsure what this really means and how this affects everything? Any advise?
The property is not that old, approx. 15 years, from what I've read, properties have had to be registered from 1990?
I'm starting to worry this is going to hinder the sale or that we are going to have to spend a lot more?
Any advise would be appreciated.
Many thanks
0
Comments
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I would say now that, from my own experience, that the point where great care needs to be taken is when a property gets its first Registered owner, ie to make sure and certain that every bit of the property transfers over onto the Title Deeds
- if only not to have future purchasers longing to get in a time machine and go back in time to throttle the previous owner who didn't do this when the house went into their ownership/got Registered for the first time.0 -
Compulsor registration started around the 1970-80s and rolled out geographically over many years.
If it was built in 2000 it should be registered.- unless it was built on land already owned (but unregistered) by the builder who then kept it till now.0 -
Compulsor registration started around the 1970-80s and rolled out geographically over many years.
If it was built in 2000 it should be registered.- unless it was built on land already owned (but unregistered) by the builder who then kept it till now.
Do you have a link to that (ie the bit about it starting "around the 1970-80s") please? Reason being I think some of us (well I certainly would for one please:)) would like to be able to check at exactly which year a house in our personal location absolutely had to be Registered?
The second question here obviously being "Does compulsory Registration apply only when houses are actually sold onto the next owner - or do houses have to be Registered at a certain point, even if they haven't changed owner?"0 -
moneyistooshorttomention wrote: »Do you have a link to that (ie the bit about it starting "around the 1970-80s") please? Reason being I think some of us (well I certainly would for one please:)) would like to be able to check at exactly which year a house in our personal location absolutely had to be Registered?
The second question here obviously being "Does compulsory Registration apply only when houses are actually sold onto the next owner - or do houses have to be Registered at a certain point, even if they haven't changed owner?"
The answer to your second question is that compulsory registration only applies when houses are sold on to their next owner.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
moneyistooshorttomention wrote: »Do you have a link to that (ie the bit about it starting "around the 1970-80s") please? Reason being I think some of us (well I certainly would for one please:)) would like to be able to check at exactly which year a house in our personal location absolutely had to be Registered?
The second question here obviously being "Does compulsory Registration apply only when houses are actually sold onto the next owner - or do houses have to be Registered at a certain point, even if they haven't changed owner?"
Sadly the new useless .GOV website that the LR is now forced to use is impossible to navigate, has no decent search function and has far less information on it.
So - sorry. I can't find that list of dates any more!
Maybe if the LR Rep comes along he can help.
But no, those dates forced buyers to register their purchases if they fell within the compulsory registration date. Existing owners did not need to register, so there are still many unregistered properties.
I believe (not sure) there is a date by which all land must be registered.0 -
Questions...... - others have posted re your question and as mentioned important to understand whether it is the whole of the property which is unregistered or just part. The same conveyancing questions arise but the answers may be different depending on the circumstances.
Re other posts and our online guidance - this is still there in Practice Guide 1 (section 8 refers)
The section lists the various Admin areas in England and Wales and the date when compulsory registration was introduced to those areas.
Compulsory registration has been 'rolled out' over the years as suggested although the significant changes really happened from the 60s onwards through to 1990 when the last pieces of the jigsaw were added.
Compulsory registration does of course date back many years, even to the turn of the previous century so it is nothing 'new'. But if you think of it in terms of starting at the nominal centre, ie central London and then moving outwards, taking in the main urban areas such as cities before adding other areas and finally ending up with the 'more' rural areas in the 80's.
Compulsory registration applies to land of course so whether a house is built on it or not is of little relevance
The triggers for compulsory registration have been amended over the decades as well but if you think of it in terms of the next sale/mortgage would trigger first registration of a previously unregistered ownership then you would not go too far wrong.
Note - Leases are also included in the triggers of course but they have varied as triggers based on the length of the term. So in the past 40 years or more was the trigger, then it came down to 21 years and is now at 7 years.“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
Thanks Land rep.
though I still maintain the new website is a mess and hard o navigate/search.
If there is a way of registering disatisfaction (assuming that might make a difference!) with the change, I'd be interested.0 -
Thanks Land rep.
though I still maintain the new website is a mess and hard o navigate/search.
If there is a way of registering disatisfaction (assuming that might make a difference!) with the change, I'd be interested.
G_M - your dissatisfaction has already been noted and registered by us as if we read it we record it generally. We get a wide variety of feedback and whilst it may not be addressed to us we do take note and where we can make changes and improve things we will.
If you have concerns re the functionality of the GOV.UK site itself then you can raise them direct with them via links at the base of every page.
If you want to provide some specifics around our own pages and the information provided then please do contact us and set out those concerns. The devil is often in the detail so any specific suggestions are always welcome.
One thing to add on the transition from our own site to GOV.UK though is that we were not 'forced' to moving across but chose to do so. I did not add this earlier as I did not want to turn the thread into a Land Registry website conversation when the focus was on something completely different.
Do let us have some specifics around the dissatisfaction though and let me know once emailed so I can try and pick it up and monitor any progress/response“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
From my experience the Land Registry does really try to be as efficient as it can. They've even reduced their fees from time to time - something not many other bodies have done! So welcoming specific comments on its website is really good.RICHARD WEBSTER
As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.0
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