Three choices in life; Give up, Give in or Give all you've got!!
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DH has been awarded his benefits again :j. 3 weeks post medical assessment, the letter has finally arrived. I didn’t really think they wouldn’t be renewed, but I’ve heard so many horror stories I didn’t want to count my chickens.
Halloween was great fun yesterday. We decorated the house and the boys carved some ace pumpkins. DS2 went out trick or treating with a friend and his Mum, while the rest of us stayed in to answer the door. DH was heard saying “take a couple of packets each” :eek: so he was then banned from giving out sweets for the rest of the night :rotfl:.
We used the tickets to the farm that I won today, and had a fab time. Even the grumpy teen thought it was great :T. We held small animals, fed meerkats, the boys bounced on trampolines, did spooky haunted trails etc etc. Would have been £38 for a family ticket :eek:, but brilliant value for £0 .Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Glad everything went well with DH benefits... agree that it can be dire getting them renewed sometimes. :eek:
Sounds as though the kids had a brill time and the farm sounds great... and fabulous value for £0I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy0 -
:j :j :j :j :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Great news on the benefits renewal and the free farm visit :TFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Fantastic benefit news
Farm visit sounds fabAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, crack open the Gin......
Or as my Mum would instil, brush yourself down, tomorrow is another day or
Fake it, to you Make It
https://forums.moneysavingexpert.com/discussion/5681736/dancing-through-the-rain-with-a-smile-and-good-cheer#latest0 -
Glad to hear everything has gone smoothly regarding DH benefits.
Farm sounds fun, fantastic that it was free and grumpy teenager enjoyed it as well.
xxMortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£36000 -
Thank goodness DH's benefits are sorted - and rightly so! Must be a big relief. Unfortunately the genuine cases have to suffer because of the benefit cheats and it's not fair. When Mr SA had to go for his assessment last year you could spot the malingerers in the waiting room straight off.
The free farm park visit sounds fab, glad everyone enjoyed it xxChristmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £0 -
Thanks all .
Can’t sleep. DH is snoring, but really it’s the numbers whirring in my mind keeping me awake. We have around £40 to last 9 days which also has to cover food and diesel. I have transferred the £1.94 in my TCB account, cleared out the few pounds I’d left in Paypal, and yesterday I cashed out £50 from YouGov, but that takes up to 4 weeks to arrive so won’t help immediately. I have a bag of clothes DS2 has outgrown to weigh in, but will only get a pound or two. Have saved the better bits for ebay and will get them listed this weekend.
Out of ideas now .Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Oh honey, can you raid any change pots? Have you any nectar points that could be used for groceries? Do you do E-rewards surveys they pay out in nectar points and go on your card within 24hrs. Have you any gift voucher that you can sell on ebay, I've sold homebase ones in the past and almost got the full value for them. I will rack my brain for more ideas.Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£36000
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pennywisepoundstupid wrote: »Oh honey, can you raid any change pots? Have you any nectar points that could be used for groceries? Do you do E-rewards surveys they pay out in nectar points and go on your card within 24hrs. Have you any gift voucher that you can sell on ebay, I've sold homebase ones in the past and almost got the full value for them. I will rack my brain for more ideas.
Many thanks for such a thoughtful reply Penny. I don’t have a necter card as I never shop at Sainsbugs. I do have £40 of N3xt giftcards from my birthday that I could sell though. Thanks for the idea :beer:. I also found 5p while looking for the vouchers :money::rotfl:.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
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