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Three choices in life; Give up, Give in or Give all you've got!!
Comments
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Thanks all, I hadn’t even thought of switching to monthly payments
. I’ve looked into it, and it’s easy to do so I probably will, but I’m slightly hesitant about adding another £25 a month to our outgoings, when potentially I may have to add another £38 as well if I take on the whole mortgage payment but can’t get a better deal. Lots of ‘what ifs’ to think of.
Went to see the Christmas lights switch on yesterday in small town not too far away. The fireworks afterwards were amazing! Ended up buying stuff from the bakers to keep the boys happy while we waited though, so not a NSD. Hopefully today will be one though.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Have a lovely Sunday, hope it's a nice quiet one for you xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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The Christmas lights switch on sounds good Lucky. Hope you have a good Sunday.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Thank you SA and Hairy :A.
Today has been fairly quiet and spent indoors, save for a quick trip to the supermarket so not a NSD. Did some ironing and tidying up, and some prep for hopefully painting the dining room next week. It just needs a fresh coat of paint so shouldn’t cost too much.
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I still have my staff discount card as my leaving notice still hasn’t been acknowledged, so I’ve made the most of double discount today to get some more Christmas presents in :T. My Mum gives me cash to get the boys what they want from her, and then I give her the things back to wrap up. Getting things extra cheap means they get more presents, and it won’t look quite so sparse on Christmas morning :T.
I also bought a hair dye because it seemed daft not to while I got extra off, and it will make me feel so much better (hopefully). I’ve booked a wet cut at the hairdressers on Wednesday, so as long as I don’t die of hypothermia going there with wet hair, that’ll be me sorted with a colour and a cut for less than £10 total :cool:.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I don't blame you taking advantage of the discount, well done.
I need to colour my hair but just can't be !!!!!d :rotfl:.0 -
Discount woman :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done on the discounted shopping and cheap hair cut Lucky :TFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad you can still get the discount Lucky
I need to colour my hair again too.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
We will not even talk about my hairI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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