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Experto credite letter- not my debt

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Almost-free
Almost-free Posts: 153 Forumite
Part of the Furniture 100 Posts Combo Breaker PPI Party Pooper
edited 6 November 2014 at 3:35PM in Credit file & ratings
I didn't really know where to post this question !

I have had a formal looking letter from these people saying they are chasing a debt of over £1,100 for Npower, the debt is in the name of a company my ex liquidated some years ago. The business was registered at this address, but folded without debts- this is my home and I have always had EDF for my electricity, the company (minibuses ) was only registered here but never had a contract with a power or any other utility company.

My ex has told me to ignore the letter but it worries me . I know I don't owe the money, neither does he or the old company as we didn't ever have a service from Npower. I have my experion report and the debt isn't listed on that, neither is it on my ex's credit report at his new address ( but with this address linked as a previous address, if that makes sense?)

Is it safe to ignore or should I write to them/email them?

Any advice gratefully accepted!

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Is the letter addressed to you personally?

    or to the old company name?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Almost-free
    Almost-free Posts: 153 Forumite
    Part of the Furniture 100 Posts Combo Breaker PPI Party Pooper
    edited 6 November 2014 at 3:41PM
    It's addressed to the company, Tixy. I wasn't an owner/director or anything, the company no longer exists at companies house but my ex is still on the deeds here- he isn't mentioned on the letter either.
  • I am thinking of sending the letter back to them with 'company not at this address /doesn't exist on it?
  • Tixy
    Tixy Posts: 31,455 Forumite
    Yep, that is what I would do in your position.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Thank you. It just doesn't feel right not to do anything- I don't want to come home one day to find a bailiff climbing through one of my windows or clamping my car!
  • nPower
    nPower Posts: 1,319 Organisation Representative
    Part of the Furniture 1,000 Posts Combo Breaker
    I didn't really know where to post this question !

    I have had a formal looking letter from these people saying they are chasing a debt of over £1,100 for Npower, the debt is in the name of a company my ex liquidated some years ago. The business was registered at this address, but folded without debts- this is my home and I have always had EDF for my electricity, the company (minibuses ) was only registered here but never had a contract with a power or any other utility company.

    My ex has told me to ignore the letter but it worries me . I know I don't owe the money, neither does he or the old company as we didn't ever have a service from Npower. I have my experion report and the debt isn't listed on that, neither is it on my ex's credit report at his new address ( but with this address linked as a previous address, if that makes sense?)

    Is it safe to ignore or should I write to them/email them?

    Any advice gratefully accepted!




    Hello Almost-free,

    Thank you for your post.

    If you can send the details of this account to me on an email to the address on my profile page I will look into this for you.

    Thanks

    Carmel :)
    Official Company Representative"
    I am the official company representative of nPower. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE.
    If we ask you to contact us, please do so using helpandsupport@npower.com - MSE Forum has temporarily allowed the display of our contact details in our signature due to a technical issue with our profile
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