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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    girlatplay wrote: »
    I've put the heating on today. I'm not happy about it at all but it's cold and LMG isn't well (tonsillitis).
    It is cold.
    Hope that LMG is on the mend soon :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jonsay
    jonsay Posts: 3 Newbie
    13 years into my mortgage and finally started overpaying.... Good grief its taken a long time to be able to....
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jonsay wrote: »
    13 years into my mortgage and finally started overpaying.... Good grief its taken a long time to be able to....

    The important thing though is that you have started now :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Master J at the vet today to get his claws done.
    Hopefully wont be there for a while now!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teapot2
    teapot2 Posts: 3,563 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So glad best boy got on ok at the vets, sounds like he had exactly the same MOT as big old furry boy :rotfl:. BOFB also has renal probs and is on a special diet for it which I buy online as its cheaper.

    Hope you have a good weekend x
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teapot2 wrote: »
    So glad best boy got on ok at the vets, sounds like he had exactly the same MOT as big old furry boy :rotfl:. BOFB also has renal probs and is on a special diet for it which I buy online as its cheaper.

    Hope you have a good weekend x

    Yes, sounds very similar & a very similar price too.
    He has also been advised to have a special diet.
    Is BOFB’s Hills?

    Have a fab weekend too😊. Xx

    I am going to a celebration picnic tomorrow 😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teapot2
    teapot2 Posts: 3,563 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Yes, sounds very similar & a very similar price too.
    He has also been advised to have a special diet.
    Is BOFB’s Hills?

    Have a fab weekend too😊. Xx

    I am going to a celebration picnic tomorrow 😊

    No not Hills, BOFB has Royal Canin Renal which I buy online from Zoo Plus. He has both the wet and dry food. Its not cheap :eek:. he has 6 monthly blood tests and over the last few years, it hasn't got any worse [fingers crossed emoji].

    Enjoy the picnic, sounds fun and hopefully the weather behaves _party__party_
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teapot2 wrote: »
    No not Hills, BOFB has Royal Canin Renal which I buy online from Zoo Plus. He has both the wet and dry food. Its not cheap :eek:. he has 6 monthly blood tests and over the last few years, it hasn't got any worse [fingers crossed emoji].

    Enjoy the picnic, sounds fun and hopefully the weather behaves _party__party_

    I was given a trial size of Hills renal.

    Have a lovely weekend.
    I am looking forward to the picnic :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • edinburgher
    edinburgher Posts: 13,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh Beanie - you've been having a torrid time of it :eek:

    As is my custom, I've gone back over 10 pages to catch up and it just seemed to be getting worse and worse! I am so glad that you have reverted to using smiley faces over the last couple of days, there is light at the end of the tunnel :)

    I am scunnered at your comments re. FB getting busier all the time. I wouldn't consider myself to be overly political, but I can't see Br3xit improving things in terms of wealth and security for normal people. When I was taking the plane back from Malta there was a Daily M@il? article/opinion piece that someone a few rows in front of me was reading suggesting that nobody in the UK lives in "real" poverty. I felt like setting their newspaper on fire :mad:

    RIP fur baby - I hope you get to avoid the vet for a while :grouphug:

    Also, late to the party I know, but never assume for one moment that bad things happen to you because you're a bad person or deserve them. Bad things happen because they do. When I was younger, I used to feel that the worst things happened to the kindest people, but I can see now that that was a fairly childish view. Bad things happen to all of us, we just feel more empathy when they happen to people that we know are lovely ;)
  • I agree with Edinburgher about caring more about bad things happening to nice people, and also about real poverty existing. I'd have wanted to set fire to the newspaper too :mad:.

    I hope you enjoy your picnic Beanie and I'm glad best boy got on all right at the vet :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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