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Baby steps to mortgage freedom for beanielou.

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Comments

  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    edited 14 March 2019 at 11:07PM
    milann wrote: »
    I’m pleased you managed to get out Beanie. Hope the meeting about poverty wasn’t too depressing- makes me so mad and ashamed there are so many folk suffering in this way.

    I know I was conscious when I started my job but had NOT sold my house (when ironically I was at my poorest) I got very territorial about my food. So at a works away day I would (not consciously) make sure I was at the start of the buffet queue.

    We did a day on Universal Credit and it was bringing me PTSD symptoms.

    We weren't even poor as children, but there was always competition for food and my competition was two larger brothers!

    It is ridiculous that we have people who are so effectively tax evading and the focus is on people who have so little!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Beanie, hope you're enjoying your winter wonderland and have everything you need to keep you going until the white stuff has gone. :) xx
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Hi Beanie, hope you're enjoying your winter wonderland and have everything you need to keep you going until the white stuff has gone. :) xx

    I hate the snow & the feeling of being trapped in the house:o xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So DS & GF are finally moving to accomodation without damp today :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou wrote: »
    I hate the snow & the feeling of being trapped in the house:o xx

    I'm exactly the opposite :rotfl: Love the stuff as long as I don't have to go out in it.

    Hope DS and GF settle into their new place. Damp is nasty, horrible stuff. :o xx
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    I'm exactly the opposite :rotfl: Love the stuff as long as I don't have to go out in it.

    Hope DS and GF settle into their new place. Damp is nasty, horrible stuff. :o xx

    & so damaging to health:mad::mad: xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • System
    System Posts: 178,376 Community Admin
    10,000 Posts Photogenic Name Dropper
    Beanie I hope the white stuff has gone by now, I dislike it immensely. Good to hear your DS and GF have moved to better accommodation.

    The talk of poverty is very interesting, a lot of people don't understand it as they never come across it. I count myself lucky that I may not be rich but I am not living in poverty .

    Thank you for your posts on my thread.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Beanie I hope the white stuff has gone by now, I dislike it immensely. Good to hear your DS and GF have moved to better accommodation.

    The talk of poverty is very interesting, a lot of people don't understand it as they never come across it. I count myself lucky that I may not be rich but I am not living in poverty .

    Thank you for your posts on my thread.

    My pleasure :)
    Good to see you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • That's great news about DS's nicer accommodation Beanie :T.

    There are a lot of people who have been lucky enough to never have been poor, because they've always had a secure and well paid job. And these people literally do not have a clue what it's like to live in poverty! They're the sort of people who think that if you're poor then it's your own fault :( :mad:.

    I hope your white stuff goes soon. Like TF2 I like snow as long as it doesn't stop me going anywhere :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's great news about DS's nicer accommodation Beanie :T.

    There are a lot of people who have been lucky enough to never have been poor, because they've always had a secure and well paid job. And these people literally do not have a clue what it's like to live in poverty! They're the sort of people who think that if you're poor then it's your own fault :( :mad:.

    I hope your white stuff goes soon. Like TF2 I like snow as long as it doesn't stop me going anywhere :rotfl:.

    This is so so true.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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