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Baby steps to mortgage freedom for beanielou.
Comments
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Morning Beanie. Glad you Mum has arrived home safely from her travels. Poverty training sounds interesting. I'd be interested to know what sort of things it covers - only if you're able to share of course. Can you combine going to the training session with a bit of shopping? Have a lovely day. xx
Just really about raising awareness of poverty both in and out of work. Also the fact that one in 5 children live in poverty.
Poverty is not always aparent.
Was interesting.
A lot of it I know but not all.
Interssting to learn on a personal note I live in poverty!! xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
RosaBernicia wrote: »Glad you got out, hope tomorrow goes well too.
Do you have anyone nearby who shops regularly and could easily pick up extra bits if you text them in the week?
Rosa xx
Today was ok thanks.
No one near me really.
Most of my neighbours are older & have their own health problems.
I do have a friend who sometimes comes at weekend that I can sometimes ask. xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Just really about raising awareness of poverty both in and out of work. Also the fact that one in 5 children live in poverty.
Poverty is not always aparent.
Was interesting.
A lot of it I know but not all.
Interssting to learn on a personal note I live in poverty!! xx
Is that a national statistic for children or local to the area you live in? I agree, poverty is not always apparent and I wonder how those sort of people are helped or find help.
That is interesting about yourself! Can I ask if you actually feel that's the case? Don't feel obliged to reply, I just wonder if poverty is also somehow equated to happiness with what you have or don't have. I'm probably not getting that across very well, but you might get what I mean. xx0 -
The statistics are shocking xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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In my schools catchment area its 50% poverty
15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Is that a national statistic for children or local to the area you live in? I agree, poverty is not always apparent and I wonder how those sort of people are helped or find help.
That is interesting about yourself! Can I ask if you actually feel that's the case? Don't feel obliged to reply, I just wonder if poverty is also somehow equated to happiness with what you have or don't have. I'm probably not getting that across very well, but you might get what I mean. xx
National statistic.
So 1 in 5 children in a class of 30.
It obviously varies from area to area.
Well I certainly knew I was not well off & my income is very low.
I am aware I live in a house I cannot afford to maintain.
It is what is is.
My main worry is having no money for emmergencies.
xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The statistics are shocking xxIn my schools catchment area its 50% poverty

The statistics are shocking.
That is high earthgirl
xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I’m pleased you managed to get out Beanie. Hope the meeting about poverty wasn’t too depressing- makes me so mad and ashamed there are so many folk suffering in this way.January spends - £587.580
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I’m pleased you managed to get out Beanie. Hope the meeting about poverty wasn’t too depressing- makes me so mad and ashamed there are so many folk suffering in this way.
It was intersting Milann & some of the attendees had no idea at all about poverty at all.
One thing came up which I have said for years & will be of no surprise to any of you is the fact that two incomes in to a household are always good & how hard it can be for some single people.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
That is so true - neither myself nor dh have well paid jobs but I dread to think how I’d manage on my own......although I do know single friends who bring home more than both of us put together :eek:January spends - £587.580
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