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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Morning Beanie. Glad you Mum has arrived home safely from her travels. Poverty training sounds interesting. I'd be interested to know what sort of things it covers - only if you're able to share of course. Can you combine going to the training session with a bit of shopping? Have a lovely day. xx

    Just really about raising awareness of poverty both in and out of work. Also the fact that one in 5 children live in poverty.
    Poverty is not always aparent.
    Was interesting.
    A lot of it I know but not all.

    Interssting to learn on a personal note I live in poverty!! xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you got out, hope tomorrow goes well too.

    Do you have anyone nearby who shops regularly and could easily pick up extra bits if you text them in the week?


    Rosa xx

    Today was ok thanks.
    No one near me really.
    Most of my neighbours are older & have their own health problems.
    I do have a friend who sometimes comes at weekend that I can sometimes ask. xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou wrote: »
    Just really about raising awareness of poverty both in and out of work. Also the fact that one in 5 children live in poverty.
    Poverty is not always aparent.
    Was interesting.
    A lot of it I know but not all.

    Interssting to learn on a personal note I live in poverty!! xx

    Is that a national statistic for children or local to the area you live in? I agree, poverty is not always apparent and I wonder how those sort of people are helped or find help.

    That is interesting about yourself! Can I ask if you actually feel that's the case? Don't feel obliged to reply, I just wonder if poverty is also somehow equated to happiness with what you have or don't have. I'm probably not getting that across very well, but you might get what I mean. xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    The statistics are shocking xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
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  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    In my schools catchment area its 50% poverty :(
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Is that a national statistic for children or local to the area you live in? I agree, poverty is not always apparent and I wonder how those sort of people are helped or find help.

    That is interesting about yourself! Can I ask if you actually feel that's the case? Don't feel obliged to reply, I just wonder if poverty is also somehow equated to happiness with what you have or don't have. I'm probably not getting that across very well, but you might get what I mean. xx

    National statistic.
    So 1 in 5 children in a class of 30.
    It obviously varies from area to area.

    Well I certainly knew I was not well off & my income is very low.
    I am aware I live in a house I cannot afford to maintain.
    It is what is is.
    My main worry is having no money for emmergencies.

    xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    abba1772 wrote: »
    The statistics are shocking xx
    earthgirl wrote: »
    In my schools catchment area its 50% poverty :(


    The statistics are shocking.

    That is high earthgirl :(

    xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m pleased you managed to get out Beanie. Hope the meeting about poverty wasn’t too depressing- makes me so mad and ashamed there are so many folk suffering in this way.
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,791 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann wrote: »
    I’m pleased you managed to get out Beanie. Hope the meeting about poverty wasn’t too depressing- makes me so mad and ashamed there are so many folk suffering in this way.

    It was intersting Milann & some of the attendees had no idea at all about poverty at all.

    One thing came up which I have said for years & will be of no surprise to any of you is the fact that two incomes in to a household are always good & how hard it can be for some single people.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    That is so true - neither myself nor dh have well paid jobs but I dread to think how I’d manage on my own......although I do know single friends who bring home more than both of us put together :eek:
    January spends - £587.58
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