We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Baby steps to mortgage freedom for beanielou.

17417427447467472505

Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening Beanie. The cough really seems to have taken a grip of you doesn't it :( Good idea re. the credit card, a SO will mean it will eventually get cleared without you having to think about it too much. Do you have many more mortgage payments left before you're reached your mortgage free date? xx
  • beanielou
    beanielou Posts: 97,824 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Evening Beanie. The cough really seems to have taken a grip of you doesn't it :( Good idea re. the credit card, a SO will mean it will eventually get cleared without you having to think about it too much. Do you have many more mortgage payments left before you're reached your mortgage free date? xx

    Approx 25 I think.
    Not that I am counting:rotfl::rotfl: xx

    Will PM you shortly.
    I need to clear my box.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow that's fantastic. We don't make any extra payments and have just over 10 years to go I think. Too much put on for home improvements in our earlier years, or it would have been done and dusted by now :o Ah well. xx
  • beanielou
    beanielou Posts: 97,824 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Wow that's fantastic. We don't make any extra payments and have just over 10 years to go I think. Too much put on for home improvements in our earlier years, or it would have been done and dusted by now :o Ah well. xx

    Yes, it is fantastic in itself.

    However had I still been with ex DH it would have been paid off many many years ago.
    Anyway, I dont think about it very often which is just as well.:(:(

    Basically when we split up I started all over again & now the end is in sight.
    JUst house maintenence to worry about now.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well if you've done it all on your own that's an even more fantastic achievement. :T xx
  • milann
    milann Posts: 11,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Yes you’ve done really well paying on your own and don’t forget the none too small task of raising a mighty fine offspring :beer:
    January spends - £587.58
  • beanielou
    beanielou Posts: 97,824 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks milann :)

    Watching skint Britain.
    Enough to make you weep.
    I know they show the totals extremes but even so.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m watching a programme about junk food - fascinating the effects it has had on folk after 3 weeks :eek:
    January spends - £587.58
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've just watched it as well Beanie, it's heartbreaking to see how people are 'living'. Did you see the one last week where the bloke was out hunting rabbits so he could eat and that poor man who could hardly see and had been sanctioned, it's shameful. xx
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    milann wrote: »
    I’m watching a programme about junk food - fascinating the effects it has had on folk after 3 weeks :eek:

    Morgan Spurlock did a film called "Supersize me" where he lived on junk food. His liver was packing up in a few weeks!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.2K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.9K Spending & Discounts
  • 246.3K Work, Benefits & Business
  • 602.4K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.