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Baby steps to mortgage freedom for beanielou.
Comments
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            Hi Beanie, hope things are a little better in all areas of your life today. xx
 A wee bit better, thanks.
 I struggled to go for milk after the physio but have been.
 Cant live without my milky coffee:eek: xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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 I'm sorry to hear that, beanie.Even after the physio I have not had as much relief as I would have hoped for. Hey ho.
 And I totally agree that you're not a wimp :eek: of course not! Pain, regular pain, is so destructive, I know that from personal experience with my shoulder. But I was able to expect that my shoulder would heal, 85% chance of healing completely - and yours isn't like that, I'm sorry to say so the psychological effect is much worse too so the psychological effect is much worse too I'm sorry honey.   With the spasms as well, everyday life becomes *really*, really difficult for you, and all your supporters on here understand that. I'm sorry honey.   With the spasms as well, everyday life becomes *really*, really difficult for you, and all your supporters on here understand that.
 Thinking of you xxx2023: the year I get to buy a car0
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            Milky coffee is an absolute must. It also needs to have a good spoon of sugar in if I'm going to enjoy it. 
 Constant pain is not to be under-estimated on our mental well being. It completely grinds you down. I do want to say, because you might not realise this, that regardless of how you're obviously feeling you always come across as positive and your kindness and helpfulness towards other people is just fantastic. xx0
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 Thank youMilky coffee is an absolute must. It also needs to have a good spoon of sugar in if I'm going to enjoy it. 
 Constant pain is not to be under-estimated on our mental well being. It completely grinds you down. I do want to say, because you might not realise this, that regardless of how you're obviously feeling you always come across as positive and your kindness and helpfulness towards other people is just fantastic. xx xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            I'm sorry to hear that, beanie.
 And I totally agree that you're not a wimp :eek: of course not! Pain, regular pain, is so destructive, I know that from personal experience with my shoulder. But I was able to expect that my shoulder would heal, 85% chance of healing completely - and yours isn't like that, I'm sorry to say so the psychological effect is much worse too so the psychological effect is much worse too I'm sorry honey.   With the spasms as well, everyday life becomes *really*, really difficult for you, and all your supporters on here understand that. I'm sorry honey.   With the spasms as well, everyday life becomes *really*, really difficult for you, and all your supporters on here understand that.
 Thinking of you xxx
 THank you xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            More good and healing vibes from me and the moggies to you, your moggies and DS xoDebt free May 2016... DFW#2 in progress
 Campervan paid off summer '21... MFW progress tbc0
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            RosaBernicia wrote: »More good and healing vibes from me and the moggies to you, your moggies and DS xo
 Thank you xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Sorry to hear about the pain and not getting relief. You really are a legend. Take care x15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
 Progress not Perfection0
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            I hope the physiotherapy does help soon Beanie and you start to feel better soon. I agree that milky coffee is one of life's essentials .                        Finally Debt Free After 34 Years, But Still Need to Live Frugally .                        Finally Debt Free After 34 Years, But Still Need to Live Frugally
 Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
 EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
 CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
 HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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            Hi Beanie. I just PM'd you but your inbox is full. It's not urgent. xx0
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