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Baby steps to mortgage freedom for beanielou.

17067077097117122459

Comments

  • My diary is rarely about money.
    We are all here for You not just your debts/money Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou wrote: »
    Anyway.
    In better related MSE news my loan payment came out today.
    Balance showing as zero!!
    STill the last of the interest to go on & then last months DD will be the last:D:j:j:T:T:T:T

    That's fantastic news Beanie :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I'm really pleased that your doctor saw how much pain you are in and is prepared to act quickly next time. I quite understand why you're sick of being in pain :( and I really hope that you feel better soon.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Brilliant news on the loan. And ^what they all said - it's your diary, and though of course we'd rather you were pain free it's better you talk about it than not.

    Rosa xx
    My diary is rarely about money.
    We are all here for You not just your debts/money Xx

    Thanks Rosa :) xx

    Or my walking stick Lucky :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's fantastic news Beanie :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T
    I'm really pleased that your doctor saw how much pain you are in and is prepared to act quickly next time. I quite understand why you're sick of being in pain :( and I really hope that you feel better soon.

    Thank you HHD.
    Its not just the pain, it is the fact it impacts so much on my mobility & how I would like to live my life.
    I have always had linitations but they are so much more now.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am hoping to have a takaway delivered tonight!!

    Anyway, some washing up done, WM has been on & emptied & hung on radiators. Recycling now in bin.
    For someone who lives alone I do just not know where it comes from.
    Oh & cat litter done.
    JUst after 5 & it is still light :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I echo the others, can't say it any better.

    I'm happy to see the lighter nights are creeping in! It feels like it's been so long of 'dark'

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great that the loan is showing 0 :T can't wait for my CC to show the same. :D

    Like everybody else has said it's your diary and I don't think you should give a second thought to what you write. I've not been on here long but you're obviously very supportive to other people when they're going through difficult times, it's only fair that you get support from other people.

    Enjoy the takeaway and hope you get a good nights sleep. xx
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Great that the loan is showing 0 :T can't wait for my CC to show the same. :D

    Like everybody else has said it's your diary and I don't think you should give a second thought to what you write. I've not been on here long but you're obviously very supportive to other people when they're going through difficult times, it's only fair that you get support from other people.

    Enjoy the takeaway and hope you get a good nights sleep. xx

    Thank you.
    It means a lot :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teapot2
    teapot2 Posts: 3,595 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you enjoyed the takeaway - what kind did you order?

    As for what you post, I think these diaries are about the reality of life which will be different for different people. Your diary so - your life. And as has already been said you are always supportive, helpful and non judgemental on other diaries and I for one appreciate that and I know I'm not alone!
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