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Baby steps to mortgage freedom for beanielou.

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Comments

  • milann
    milann Posts: 11,502 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sorry you’re feeling down Beanie. I can only repeat what everyone else has said - I wish you could see yourself as others see you.
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann wrote: »
    Sorry you’re feeling down Beanie. I can only repeat what everyone else has said - I wish you could see yourself as others see you.


    Thank you Millan, my lovely virtual friend :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    In better news the loan only has two months to go :j :j :j
    So Wannabe & I will be both down to one debt each in March :j :j :j
    (Still the mortgage but it is so much more managable now)

    My intention is to try very hard to pay some of the money from the council tax to the credit card :)
    The rest will go to to the three payments to the new hoover.
    Plodding on!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teapot2
    teapot2 Posts: 3,577 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Evening Beanie, sorry to hear you have been feeling low - its hard sometimes to shake off other people's 'shoulds' and see them for what they are. Shame your friend is moving and you'll miss her, its been quite a week for you one way and another.

    Good news on the money though and only having one debt from March, sounds like there will be a bit more wriggle room.

    Hope your weekend goes well, take care :)
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teapot2 wrote: »
    Evening Beanie, sorry to hear you have been feeling low - its hard sometimes to shake off other people's 'shoulds' and see them for what they are. Shame your friend is moving and you'll miss her, its been quite a week for you one way and another.

    Good news on the money though and only having one debt from March, sounds like there will be a bit more wriggle room.

    Hope your weekend goes well, take care :)

    Thank you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Still echo the others - Totally agree with all that's been said.

    Amazing news on the debt too! Is the one debt left a long one?

    You've done so well with the debt and mortgage and before you know it both will be gone!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Still echo the others - Totally agree with all that's been said.

    Amazing news on the debt too! Is the one debt left a long one?

    You've done so well with the debt and mortgage and before you know it both will be gone!

    x

    The one debt left (again ) is my credit card & seems to be an never ending one:eek:

    But I am putting the word out that I am looking for a chair :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Good, I hope you find one soon especially if it's going to make you more comfortable

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning Beanie :) Hope you're feeling a bit brighter today. Have you got anything nice planned for yourself? I'm on a mission to track Robson Green down in the film Wannabe mentioned :rotfl: Have a lovely day. x
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Morning Beanie :) Hope you're feeling a bit brighter today. Have you got anything nice planned for yourself? I'm on a mission to track Robson Green down in the film Wannabe mentioned :rotfl: Have a lovely day. x

    Thanks :)

    Have had a quiet day.
    DS & GF popped in for a wee visit which was nice.

    Had to pop out for an emmergency prescription so that is done.

    Very tired. x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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