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Baby steps to mortgage freedom for beanielou.

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Comments

  • Just had a quick search through this and the only mention of ESA I can find is saying that it is one of the benefits "in the scope of the benefit cap" (Page 137).
    I haven't seen any changes to ESA mentioned today anywhere on the news sites I've been reading.
    Smilie says hello baseball-cap-smiley.gif?1292867552
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Really hope the changes to meds help and just love Mog...still have 2 books from when I was a child somewhere!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One of my lovely friends has released a CD today.
    Spent part of the morning listening to one of the tracks which I love love love. Great to hear the final version at last :grin:
    Happy days indeed ~~so proud of her.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Glad to hear of positives oop north....(sometimes feels like everything is oop north from me!)
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blooming baltic & raining cats & dogs!!
    Was it a year ago we were in the capital?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,416 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I've not been around for months with one thing and another going on. Beanie I was shocked to hear you being described as a 'victim' - yours is the 1st diary I looked up, as I generally like to hear how you are doing - you've shown me lots of kindness over the years I've wittered on here. I never even knew what your condition was - a victim uses it as every opportunity. What I see is a brave lady overcoming her lot with wisdom, wit and the reality of life.
    I hope the re-jigged meds help. Not accessing events is so frustrating and humiliating, I have been with my family members who have had to overcome this many times. Access is generally better these days but there are still lots of places that are inaccessible.
    I hope you manage to get your house valued as it might just be the new start you need........
    I'm being nosey, do you use an aid to help you with your balance?
    Hang on in there lovely lady....
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hey Millan. So lovely to see you :wave:
    I am plodding on:)
    How if life treating you?
    Well I hope?
    I have various sticks and a walker thingy too.
    There is a wheelchair in very far away lurkdom too!!
    In a very ideal world I would have a fabarooni very lightweight scooter thingy~~well a lass can dream!!!
    Take care xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    Blooming baltic & raining cats & dogs!!
    Was it a year ago we were in the capital?

    Wasn't it two years ( I'd JUST sold my house). We were looking at gold post boxes and you were wearing a particularly fetching hat.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    Scooters are fab Beanie, you need to get saving. You can get them online for a fraction of the price they are in the shops. DH's most recent one was £1300 in all the local shops but we found it online for £550 inc delivery.

    Just in the process of changing our car and having a hoist fitted as I'm struggling to lift the scooter bits in and out for him, it will all be remote controlled so just press a button.

    The freedom it brings him is immense, I urge you to do the same xx
    "Start every day off with a smile and get it over with" - W. C. Field.
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Butti wrote: »
    Wasn't it two years ( I'd JUST sold my house). We were looking at gold post boxes and you were wearing a particularly fetching hat.

    You are right~~two years ago :eek:
    I have lost my very fetching hat :eek:
    Have you heard from El at all?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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