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Baby steps to mortgage freedom for beanielou.

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Comments

  • milann
    milann Posts: 11,444 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you're feeling a little less sad Beanie and enjoying pink gin and furry feline hugs :beer:
    January spends - £587.58
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    milann wrote: »
    Those childhood hospital experiences must be tough to deal with Beanie - like you say they helped make you into the strong, independent lady you are today. But life is unfair and and nobody especially when children should have to go through 'stuff' - hope you manage to put those thoughts to the drawer in the back of your mind so you can enjoy raspberry gin and relaxing feline fun again soon :beer:

    Don't beat yourself up about dropping the payment - you are still paying and the light is getting nearer the end of that tunnel.

    It's very difficult when these things happen as a child. You are in effect trapped as a child and everything literally feels so much bigger and imposing.

    Any overpayment is an overpayment.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • maddiemay
    maddiemay Posts: 5,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I hope that you will be feeling more settled and less sad today, I hate it when something nudges the lid of the box that contains stuff from the past, I will remember Hairy's comment about having dealt with it before.......:)
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Youthgonewild
    Youthgonewild Posts: 169 Forumite
    Fifth Anniversary 100 Posts
    Hi beanielou - hope you are ok :) Just catching up with your diary....it's taking a while :D

    You're doing brilliantly. Keep going!
    Mortgage balance October 2015: £99875 Mortgage balance June 2023: £69999.40
  • beanielou
    beanielou Posts: 96,053 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks you lovely people.

    To add to my woes my back is in spasm & the pain in dire.

    Have a great weekend all.

    Think I am going to have a wee break from my diary for a couple of days.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,151 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Sorry you are having a tough time. Take care Beanie.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,053 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    & I have lost my accumulated Love to shop vouchers from doing surveys.
    Could cry :(:(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Thanks you lovely people.

    To add to my woes my back is in spasm & the pain in dire.

    Have a great weekend all.

    Think I am going to have a wee break from my diary for a couple of days.
    beanielou wrote: »
    & I have lost my accumulated Love to shop vouchers from doing surveys.
    Could cry :(:(

    Oh no sorry Beanie :(. Hope things get better for you soon x.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    & I have lost my accumulated Love to shop vouchers from doing surveys.
    Could cry :(:(

    Oh no, where did you lose them? In the house or outside? Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 96,053 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    please-let-me-be-lucky wrote: »
    Oh no, where did you lose them? In the house or outside? Xx

    In the house:o:(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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