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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have started reading the kondo book.
    "To go through life without learning to fold is a huge loss"
    Errr no to be honest it is not a huge loss to me in the slightest.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That does seem a little extreme, doesn't it :rotfl:
    2023: the year I get to buy a car
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    beanielou wrote: »
    Have started reading the kondo book.
    "To go through life without learning to fold is a huge loss"
    Errr no to be honest it is not a huge loss to me in the slightest.

    :D I was very put off by the first chapter or two. She's a weird woman, but by the time you get to the end you can take some useful stuff from the book.

    I'll always be messy though. My drawers and wardrobe are now lovely but I still throw my clothes on the floor at the end of the day. :)
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Karmacat wrote: »
    That does seem a little extreme, doesn't it :rotfl:

    It does.
    More important things to think about at the mo!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    amycool wrote: »
    :D I was very put off by the first chapter or two. She's a weird woman, but by the time you get to the end you can take some useful stuff from the book.

    I'll always be messy though. My drawers and wardrobe are now lovely but I still throw my clothes on the floor at the end of the day. :)

    I am much miuch better than I used to be but to a large degree but
    i Life is way too short
    ii I choose to use my limited(very) at the mo in other ways.

    Interesting actually that has just made me think I choose to live in a house I cant really afford!!!!! Mmmmm.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As I got well, I had tidy-up after tidy-up - as you say, beanie, there can be more important things to think about! But as the house got tidier, it did feel more pleasant to be in. Maybe it was just that *I* was feeling better, but it did feel as though having a couple of rooms tidy made them more pleasant to be in (the kitchen is a tip, the pantry is a tip, the office is a tip).
    2023: the year I get to buy a car
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hey Mrs you changed your number?
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Finally feeling a wee bit brighter & my back is easing off a wee tad.
    Still would have a cleaner & gardener if I could though :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    Still would have a cleaner & gardener if I could though :rotfl:
    Me too - wish I could persuade DH it would be a good idea! Glad you're feeling a bit better :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well, of course! Staff would make one's life a lot easier :)

    I'm glad to hear the pain is easing a little bit, thats gone on for a long time :(
    2023: the year I get to buy a car
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