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Baby steps to mortgage freedom for beanielou.

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Comments

  • milann
    milann Posts: 11,871
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
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    Good to hear from you Beanie - was getting concerned x
    January spends - £587.58
  • Hi Beanie!


    I hope you are doing well. It is a beautiful sunny day here and I think I am going to try and get out and about this weekend.


    Hope you have a lovely weekend


    October xx
  • Karmacat
    Karmacat Posts: 39,460
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    Hey there beanie, how you doing today?

    xxx
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 101,540
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    I am plodding on thanks Karmcat.
    Not at my best for a variety of reasons.
    Much as love spring it does highlight all the the things needing done in the house.
    If I can at least get two of the windows done & the garage door painted that would be good.
    Will not even think of the tip that is my garden.
    Sadly it is all money & I can do less & less.

    Have a great weekend all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Karmacat
    Karmacat Posts: 39,460
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    I sympathise, and I know where you're coming from. I've more or less got the house tidy now, but the dust is in thick layers, I'm not kidding :( and you can see it really clearly in the sunshine.

    I'm so sorry you're so incapacitated, beanie. I walked into my bank this morning (a 15 minute walk out) and its only now, 6 hours later, that I have any energy returning. Its the basics, isn't it - painting external woodwork is important. I really hope you manage to get it done.

    You have a good weekend too :kisses3:
    2023: the year I get to buy a car
  • skint_spice
    skint_spice Posts: 13,815
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    Karmacat wrote: »
    I sympathise, and I know where you're coming from. I've more or less got the house tidy now, but the dust is in thick layers, I'm not kidding :( and you can see it really clearly in the sunshine.

    Ha thick layers? I raise you 150 yrs plus of stoor! Even my dad told me I was manky today:o and I do agree it's worse in the sunshine although I'm more likely to go out and avoid it:rotfl::rotfl:

    Hope you have a nice weekend Beanie x
    Mortgage OP 2026 £1920/2000
    Mortgage balance: £29,386

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £5



  • judi24
    judi24 Posts: 2,283
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    Sorry to hear you're feeling fed up and out of sorts - the spring makes me want to have a sparkly house and tidy garden too - but not enough hours or energy!!! Can you rope in any help with some of it?
  • beanielou
    beanielou Posts: 101,540
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    My problem is I hate having to ask people to help.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • I know that feeling Beanie. I never ask for help. One of my biggest problems I think. I always feel like I should be able to do everything myself.


    Don't feel bad, just take little steps to work on one thing at a time and see what happens. It doesn't have to happen straight away.


    Enjoy your Saturday! :)


    October xx
  • Sometimes asking people for help will give them a feeling of self worth they may not otherwise have
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
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