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Baby steps to mortgage freedom for beanielou.
Comments
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I am going to have a break for a wee while.
I am really struggling & I am feeling really negative.
I have been trying to do a simple task for about half an hour & have not managed & I think I have broken the item I was trying to deal with.
Feels like the last straw.
Take care all in the meantime.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sorry to hear you feel that way. Is there something we can do help you through this patch, we don't want to lose you xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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About 4 inches.
Snowman piccies?
I am going to have a break for a wee while.
I am really struggling & I am feeling really negative.
:grouphug:
Stop worrying about feeling negative! Be negative with elan and style!
It's what we do at work.I have been trying to do a simple task for about half an hour & have not managed
Maybe it wasn't as simple as you thought?& I think I have broken the item I was trying to deal with.
It it doesn't work, force it. If it breaks, it was broken anyway.Feels like the last straw.
:grouphug:Take care all in the meantime.
Why don't you go to bed and get some sleep.
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Just want to run away but no where to go.
I feel such a failure.
Which I am.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Don't be so hard on yourself beanie. You are not a failure, although we all feel like one at times. I'm sorry you're having a tough time at the moment
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Whatever you are going through at the moment I'm sure it's not your fault. So be kind to yourself and tell yourself that you did your best. That's all that anyone can do.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Just want to run away but no where to go.
I feel such a failure.
Which I am.
How are you a failure? You're a good mum, a good friend, and a good laugh.
Unless you're comparing yourself to the various "successes" that are held up - perhaps like the Kardashians? In which case it could be admitted you're probably lagging behind in the baby-oil arse stakes...
I hope you're thanking your lucky stars for that right now..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Failure? Pfft - I don't think so. I challenge you to come up with a SINGLE way in which you say you're a failure and we all agree with - come on then, let's have them...! You list 'em, we'll defeat them. :A🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I am not good with money.
I am not good at walking.
I fall a lot.
I have no energy.
I am not good with money.
Blah blah.
I am not a good mum.
Even the cat is ill.
My mum has a serious health problem.
I cant spell.
I cant think straight.
My memory is dire.
I cant loose weight.
Blah blah.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Dear Beanielou, you don't know me because I just read and don't post. But I can't let this go unchallenged! I'm sorry you're feeling so low, but - walking, falling, energy - I know this is demoralising ( see it in my own family) but as your signature said, you get up - and famously you keep plodding. That is strength not failure. Managing money- just re-read your own diary, you are definitely good at it, not that that makes it easy. Not a good mum? I seem to remember great achievements by your son even if he's also sometimes difficult like any young person. Spelling, I don't notice this but why worry? Memory, thinking - again, no evidence in diary to feel bad about, but being probably around your age I know the worry. But its a worry, not a fault of yours. And I'm sorry about your mum' s health ( and your cat's!) but no matter how responsible you feel for looking after them now, their health problems are not your fault. Weight - annoying, but in the scheme of things how much does it actually matter?
Sorry for long post. Good idea to turn off and reset. I hope you wake feeling less bleak, and I'm sure people you do know will be on here soon to counteract bleakness more effectively.0 -
I am not good with money.
You do well with what you have.I am not good at walking.
I fall a lot.
Public Service Announcement. Beanie would like it known that this is outside of a Saturday night in the Bigg market...I have no energy.
That's something you have to deal with, it's not a failure.I am not good with money.
Blah blah.
I am not a good mum.
Really? Are you sure? I can't recall reports of your offsprung being unable to read and write and being generally feral. In fact, with his qualifications couldn't he be considered somewhat technical?
Offsprung durch technik?Even the cat is ill.
My mum has a serious health problem.
If you'd been Jesus Christ - layer-on of hands, and general healer (not to be confused with other people who try to do similar but just end up in the news), then you possibly could be to blame for the health issues. Otherwise...no...just no...
I cant spell.
You don't grief other people about that - why grief yourself?I cant think straight.
My memory is dire.
I cant loose weight.
Blah blah.
Again, thinks you have to deal with, and not failings.
So, we're pretty much left with that you can't spell. That's not the end of the world."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0
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