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Baby steps to mortgage freedom for beanielou.

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Comments

  • skint_spice
    skint_spice Posts: 13,810 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Just like a wetsuit Watty! It’s the fiddly buttons I struggle with probably because my nails are long😂

    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,683

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • beanielou
    beanielou Posts: 101,188 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Great tip Watty.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • lucielle
    lucielle Posts: 12,035 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    All sounds fabulous in your neck of the woods!

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 101,188 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Great tip Watty.

    Hard fall today. Scunnered and sore.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • Sun_Addict
    Sun_Addict Posts: 26,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Oh no 😞 Sorry to hear this. Sending gentle hugs x

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • DancingInTheRain
    DancingInTheRain Posts: 1,689 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic

    Oh no, sorry to hear that too, rest up 🩷

    Debt Busting Again in 2026!

    Starting Debt 03.05.26 = £5345 Current Total 01.09.26 = £3442

    Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 💚

    Clear V12 Finance Starting Balance 05.07.26 £600 Cleared 12.08.26 💚

    Clear Barclaycard Starting Balance 12.08.26 £940 Current Total 01.09.26 £742

  • jwil
    jwil Posts: 23,893 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hope you are not so sore today xx

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 101,188 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Thank you. Xx


    Anyone any idea on how much pet sitters cost for 2cats per day?

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Aw beanie sorry about the fall. Hope you're not too bruised.

    Huge 🥳🎊🤩🎉 for the trip to France though! That sounds like fun to look forward to 🥰

    Emergency Fund - £1000 
    Baby cash emergency fund £210/250 
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 24/24

  • themadvix
    themadvix Posts: 9,737 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic

    I charge per visit rather than by cat - £13/visit for straightforward cats. But am in SE England, so might be different for you.

    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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